Biography of Charles R. "Dick" Tutwiler CPCLA, PCLA, Founder and CEO

CHARLES R. "DICK" TUTWILER, C.P.C.L.A., P.C.L.A., began his insurance career with Travelers Insurance Company, where he learned the claims settling process used by insurance companies with their policyholders. While at Travelers he earned the professional designation of Casualty Property Claim Law Associate (C.P.C.L.A.) and Property Claim Law Associate (P.C.L.A.) from the American Educational Institute. This program was specifically designed for the property casualty side of the insurance industry, emphasizing issues on the loss adjustment process. After several promotions and reaching the 10-year vesting/retirement period, he became a public adjuster after having recognized that property owners and professionals need assistance when they experience a loss.

Mr. Tutwiler's firm, Charles R. Tutwiler and Associates Inc., incorporated in March of 1984, has assisted property owners in assessing, documenting, presenting and negotiating settlements from fires, hurricanes, floods, collapses, thefts, sinkholes, business interruptions, and other perils commonly covered in property insurance policies. Specializing in property loss adjustment, damage surveys, and loss appraisals, Mr. Tutwiler's firm provides a professional approach, enabling businesses, condominium associations, homeowners, and other property owners to achieve full value for their claim on a timely basis. Mr. Tutwiler's firm of adjusters have over 150 years combined experience.

Mr. Tutwiler graduated from Marshall University with a B.B.A. in Business Management.

After completing his university studies and four years of service with the U.S. Air Force, Mr. Tutwiler moved to Florida, where he has provided 35 years of uninterrupted claim service. He was recognized in the March 1994 edition of Who's Who in American Finance and Industry and in the June 1993 edition of Who's Who in Insurance in Florida. His expert credentials include membership in the American Arbitration Association, National Association of Public Insurance Adjusters, National Society of Claim Law Associates, Tampa Bay Executive Association, Marshall University John Marshall Society, and University of South Florida President's Council. He also served as Vice Chairman of Marshall University's National Prominence Campaign and was featured in Marshall University's Profiles in Prominence (second edition, October 2003) along with nine other alumni. Mr. Tutwiler is past President and charter member of the Florida Association of Public Insurance Adjusters (F.A.P.I.A.), a statewide professional trade association.

Having received this level of recognition, Mr. Tutwiler has been called upon to speak at insurance executive seminars, conferences, and other civic and industry-related forums on issues concerning the insurance loss adjustment process and disaster preparedness. Mr. Tutwiler has appeared in various television markets throughout Florida as a guest speaker on issues involving hurricanes, fire and flood losses. Most notably, he appeared on The Today Show, broadcast from New York in a special report on Hurricane Andrew.

In addition to serving as the former editor and publisher of the Journal for Insurance Loss Adjustment and the Quarterly Update, a trade publication, Mr. Tutwiler has contributed to articles in The New York Times, The Miami Herald, South Dade News Leader, Tampa Bay Business Journal and the Community Association Institute, a trade publication for condominiums and cooperative homeowners associations. His letters have appeared in the editorial section of The Tampa Tribune, and he was featured in the business section in November 2001. He has been a feature writer in Claims Magazine, a Division of the National Underwriter, the Condominium Times, Condominium Management Magazine, and Wind News, the newsletter of the Windstorm Insurance Network.

While serving on the Florida Department of Insurance Testing Committee, Mr. Tutwiler was charged with rewriting testing protocol and procedures for licensing in the State of Florida as an adjuster. He has been certified as an expert in the insurance property adjusting matters in U.S. Federal Courts and State of Florida courts. Over the years, he has been directly involved in the legislative process in Tallahassee, where his actions have resulted in new legislation affecting licensing and competency issues of adjusters who apply for licensing in Florida. He was selected by the Florida Department of Insurance as one of its experts in the "mold trials" that followed the Department's rejection of requests from Florida insurers to limit or exclude mold coverage.

Mr. Tutwiler formerly served as a director on the board of the Windstorm Insurance Network Inc. (WIND), a non-profit organization dedicated to promoting a cooperative dialogue among individuals and groups concerned with windstorm issues. He was past president 2004/2005 of this organization. He currently serves as a director on the board of the National Association of Public Insurance Adjusters (NAPIA). Mr. Tutwiler is currrently licensed in 8 states.

Mr. Tutwiler is a certified umpire under the Windstorm Insurance Network Umpire Certification Program and served on the faculty for the advanced umpire certification class at the 2008 Windstorm Conference. He has also received his New York State Instructor Approval document.

Mr. Tutwiler is a member of the Anderson-Kill Loss Advisors, an organization of six of the most respected public adjusting firms across the United States. He is a contributing writer to Anderson Kill The Loss Advisor, a quarterly publication published and distributed throughout the United States.

You may e-mail Mr. Tutwiler at: tutwiler@publicadjuster.com or visit his web site at: PublicAdjuster.com.

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Our clients are the insured policyholders - property owners and business owners telling the story of increased insurance settlements, full policy limits paid and successful recovery from hurricanes, fires, sinkholes, hidden decay, water and smoke damage and other property loss insurance claims and catastrophic (CAT) disasters. Examine our SUCCESS STORIES LIBRARY, PAGE 1, PAGE 2, PAGE 3, PAGE 4 and PAGE 5. You will discover you are not the only person who has had to deal with the frustrations, the worries, and the inconvenience that follows a loss. Call our National Toll Free Number: 1.800.321.4488 or email us at tutwiler@publicadjuster.com. We will discuss your loss and help ease you through your crisis.

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