Public Adjusters Charles R. Tutwiler & Associates, Inc. are the experienced catastrophic Public Insurance Claims Adjusters and Loss Consultants - Loss Appraisers for the property/business insurance policyholder having sustained any form of property damage, business interuption, loss of inventory/loss of stock or other cause for insurance claims. Providing expert hurricane property damage insurance claims documentation, investigation, appraisals, representation and negotiation, we have represented policyholders following hurricanes Elena, Andrew, Opal, Erwin, Georges, Lenny, Charley, Frances, Ivan, Jeanne, Katrina, Rita and Wilma. Working exclusively for you, the policyholder, we have regularly negotiated increases in Client property insurance settlement amounts(that's INCREASED SETTLEMENTS or NEW MONEY) anywhere from double to ten times and even 20+ times initial insurance company adjuster estimates and offers - even after insurance claims denials/refusals - even after settlements/checks have already been paid! We are your Professional Public Adjusters!

Insurance appraisal, Insurance Claim Consultant, Insurance Claim Recovery, Insurance coverage analysis, Insurance Loss Appraisal, Insurance Loss recovery - We do it best!

Gulf Gate Condominium Association, located in Panama City Beach, Florida is a five-story upscale condominium association facing the Gulf of Mexico directly. On October 4, 1995, Hurricane "Opal" caused extensive damage to this community. The insurance company adjuster and engineers calculated total windstorm damages of only $113,982.00. Gulf Gate hired Charles R. Tutwiler and Associates, Inc., who settled the windstorm loss through appraisal for $523,973.00 or $409,991.00 (a 460% increase) above the insurance company's final and best offer.