Public Adjusters Charles R. Tutwiler & Associates, Inc. are the experienced catastrophic Public Insurance Claims Adjusters and Loss Consultants - Loss Appraisers for the property/business insurance policyholder having sustained any form of property damage, business interuption, loss of inventory/loss of stock or other cause for insurance claims. Providing expert hurricane property damage insurance claims documentation, investigation, appraisals, representation and negotiation, we have represented policyholders following hurricanes Elena, Andrew, Opal, Erwin, Georges, Lenny, Charley, Frances, Ivan, Jeanne, Katrina, Rita and Wilma. Working exclusively for you, the policyholder, we have regularly negotiated increases in Client property insurance settlement amounts(that's INCREASED SETTLEMENTS or NEW MONEY) anywhere from double to ten times and even 20+ times initial insurance company adjuster estimates and offers - even after insurance claims denials/refusals - even after settlements/checks have already been paid! We are your Professional Public Adjusters!

Public Adjuster's Success Story: Hidden Dunes

Hidden Dunes Condominium Association, located in Destin, Florida, represents one of Florida's finest condominium associations. This property features two high-rise gulf front buildings, 39 separate town homes and beach cottage buildings, with 230 total privately owned condominiums.

On October 4, 1995, Hurricane "Opal" caused serious damage to this community and others in the Destin area.

Shortly after receiving an initial $1,200,000.00 (one million two hundred thousand) offer to settle this claim from their Insurance Company, the association then hired Charles R. Tutwiler and Associates, Inc. to assist them. A few short months later the claim was settled to all parties' satisfaction for $4,200,000.00 (four million two hundred thousand), or $3,000,000.00 (three million dollars) in new money.

Charles R. Tutwiler and Associates, Inc. are the premier Public Adjusters for condominiums and condominium associations filing insurance claims. We are expert condominium loss appraisers maximizing condominium insurance claims.