Public Adjusters Charles R. Tutwiler & Associates, Inc. are the experienced catastrophic Public Insurance Claims Adjusters and Loss Consultants - Loss Appraisers for the property/business insurance policyholder having sustained any form of property damage, business interuption, loss of inventory/loss of stock or other cause for insurance claims. Providing expert hurricane property damage insurance claims documentation, investigation, appraisals, representation and negotiation, we have represented policyholders following hurricanes Elena, Andrew, Opal, Erwin, Georges, Lenny, Charley, Frances, Ivan, Jeanne, Katrina, Rita and Wilma. Working exclusively for you, the policyholder, we have regularly negotiated increases in Client property insurance settlement amounts(that's INCREASED SETTLEMENTS or NEW MONEY) anywhere from double to ten times and even 20+ times initial insurance company adjuster estimates and offers - even after insurance claims denials/refusals - even after settlements/checks have already been paid! We are your Professional Public Adjusters!

Public Adjuster's Success Story: Key West Beach Club Condominium Association

The Key West Beach Club Condominium Association located directly on the Atlantic Ocean in Key West, Florida is this community’s most prestigious and upscale condominium resort. On September 25, 1998 this complex was damaged by Hurricane “Georges” and suffered resulting windstorm and flood damage. After being advised by their insurance company adjusting representatives that the damages would most likely not exceed their deductible, the Board made the decision to retain Charles R. Tutwiler and Associates, Inc. to represent them for both flood and wind damages. After assessing the loss, preparing the documentation and participating in the negotiations, this community received a settlement for damages close to $700,000.00.