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Public Adjusters Participate in Arbitration Securing Insurance Company Settlement 23 Times Original Offer and Totalling Over $11 Million for Condominium Association Clients at Three Palms Point

St. Pete Beach, Florida — During routine maintenance and inspection at Three Palms Point, exterior wall studs were found to be impaired do to rusting. Charles R. Tutwiler and Associates, Inc. was retained by the Board of Directors. State Farm offered $491,128.00 for repairs. After final arbitration $11,300,000.00 was awarded — a $10,808,872.00 INCREASE, or more than 23 TIMES the original insurance company offer. Through a series of videographed testimonies, 3d animations and photographic evidence you are presented everything necessary for a thorough understanding of the comprehensive nature of this claim. Professional verbatim transcripts of all videos have been provided to aid the hearing impaired.

 
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Part One: Introduction by Charles R. Tutwiler and Associates, Inc.
Start here. Charles "Dick" Tutwiler, CEO and founder of Charles R. Tutwiler and Associates, Inc. takes the leadership role and sets the tone by providing a frank description of the property, the nature of the damage and the mitigating circumstances that surround this condominium association's insurance claim at Three Palms Point. The viewer will be left with a firm understanding of the issues at hand, as well as an appreciation of the vital nature of the necessary repairs. This is a 45 mb/3 min. 36 sec. high resolution, mpeg video with audio prepared for all the most popular types of default media players. Download times will vary depending upon your connection speed.

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Part Two: Kerns, Whitehouse & Associates
Roy Kerns, principal at the Tampa Bay structural engineering consulting firm, Kerns, Whitehouse & Associates, gives a brief explanation of the statistical methodology used in ascertaining the extent of damage at Three Palms Point. This is a 30.5 mb/2 min. 19 sec. high resolution, mpeg video with audio prepared for all the most popular types of default media players. Download times will vary depending upon your connection speed.

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 PLAY / DOWNLOAD VIDEO Part Three: Sliding Door Assembly 3D Presentation
A short 3D animation mapping the primary damage areas of sliding glass doors and their typical location within the representative units at Three Palms Point. This is an 8.55 mb/26 sec. mpeg, medium resolution 3D presentation with audio prepared for all the most popular types of default media players. Download times will vary depending upon your connection speed.

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Part Four: Photographic Evidence of Hidden Decay 1
A short running photographic anthology of hidden decay discovered at Three Palms Point. This is a 7.7 mb/21 sec. mpeg, high resolution video slideshow without audio prepared for all the most popular types of default media players. Download times will vary depending upon your connection speed.

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Part Five: Photographic Evidence Hidden Decay 2
A short running photographic anthology of hidden decay discovered at Three Palms Point. This is a 7.6 mb/21 sec. mpeg, high resolution video slideshow without audio prepared for all the most popular types of default media players. Download times will vary depending upon your connection speed.

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Part Seven: Photographic Evidence Hidden Decay 3
A short running photographic anthology of hidden decay discovered at Three Palms Point. This is a 7.7 mb/21 sec. mpeg, high resolution video slideshow without audio prepared for all the most popular types of default media players. Download times will vary depending upon your connection speed.

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Part Six: Photographic Evidence Hidden Decay 4
A short running photographic anthology of hidden decay discovered at Three Palms Point. This is a 8.85 mb/24 sec. mpeg, high resolution video slideshow without audio prepared for all the most popular types of default media players. Download times will vary depending upon your connection speed.

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 PLAY / DOWNLOAD VIDEO Part Eight: Window Assembly 3D Presentation
A short 3D animation mapping the primary damage areas of window assemblies within the representative units at Three Palms Point. This is an 8.3 mb/27 sec. mpeg, medium resolution 3D presentation without audio prepared for all the most popular types of default media players. Download times will vary depending upon your connection speed.

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 PLAY / DOWNLOAD VIDEO Part Nine: Window Placement 3D Presentation 1
A short 3D animation mapping one of the relative locations of damaged window assemblies within the representative units at Three Palms Point. This is a 45 mb/10 sec. mpeg, medium resolution 3D presentation without audio prepared for all the most popular types of default media players. Download times will vary depending upon your connection speed.

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 PLAY / DOWNLOAD VIDEO Part Ten: Window Placement 3D Presentation 2
A short 3D animation mapping another relative location of damaged window assemblies within the representative units at Three Palms Point. This is a 45 mb/10 sec. mpeg, medium resolution 3D presentation without audio prepared for all the most popular types of default media players. Download times will vary depending upon your connection speed.

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Part Eleven: Detailed Project Description by General Contractor
Dave Miller, Vice President and principal of Largo, Florida's general contracting firm, Wilson & Keyhoe Corporation, gives a poignant and notably candid account of the pilot repair project undertaken at Three Palms Point. Mr. Miller describes the key points of the project and both the damages and difficulties found during the repair process from both a professional builder's perspective as well as demonstrating a professional level of towards the policyholder's experience. This is a 61 mb/4 min. 37 sec. mpeg, high resolution video with audio prepared for all the most popular types of default media players. Download times will vary depending upon your connection speed.

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Part Twelve: Conclusion
Mr. Tutwiler's 22+ years of expertise as a public adjuster comes to bear as he gives a concise explanation of the claim process at Three Palms Point. Charles "Dick" Tutwiler, C.P.C.L.A., P.C.L.A., describes in detail both the originally known and later discovered damages and the presence of asbestos. Mr. Tutwiler further details the exact methodology used in extrapolating the total cost of repairs and shows himself to be not only a meticulous practical scientist within the loss adjusting field, but also ethically credible as he carefully dilineates between policy requirements, other options taken by the policyholders and payment already rendered by State Farm. This is a 70.2 mb/5 min. 45 sec. mpeg, high resolution video with audio prepared for all the most popular types of default media players. Download times will vary depending upon your connection speed.

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We are public adjusters and property loss consultants — loss appraisers, investigating property damage, documenting evidence, filing claims, negotiating with insurance companies and representing YOU, the policyholder exclusively. Our clients are the insured policyholders - property owners and business owners telling the story of increased insurance settlements, full policy limits paid and successful recovery from hurricanes, fires, sinkholes, hidden decay, water and smoke damage and other property loss insurance claims and catastrophic (CAT) disasters. Examine our SUCCESS STORIES LIBRARY, PAGE 1, PAGE 2, PAGE 3, PAGE 4 and PAGE 5. You will discover you are not the only person who has had to deal with the frustrations, the worries, and the inconvenience that follows a loss. Call our National Toll Free Number: 1.800.321.4488 or email us at tutwiler@publicadjuster.com. We will discuss your loss and help ease you through your crisis.

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