Articles for 'hurricane'

$50 Million Insurance Claim Recovery for Mississippi Furniture Manufacturing Plant after Multiple Fires

$50 Million Insurance Claim Recovery for Mississippi Furniture Manufacturing Plant after Multiple Fires

A thriving furniture manufacturing plant located in NE Mississippi builds 3,500 sofas, loveseats and recliners each day out of its 1,000,000 square foot facility. The finished goods are stored then shipped from the warehouse to numerous retailers nationwide.  In January of 2018, an accidental fire occurred destroying 400,000 square feet of the insured’s building, along with almost $10 million of finished goods and raw materials. The insurance company was immediately notified and promptly investigated the claim.


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Highland Beach Luxury Home - How to Get From No Offer to $1 Million After Hurricane Irma Loss

Highland Beach Luxury Home - How to Get From No Offer to $1 Million After Hurricane Irma Loss

Hurricane Irma made landfall over southern Florida on September 11, 2017 as a category 3 storm packing winds of more than 110 miles per hour. It overwhelmed the entire state with heavy rain and fierce winds causing extensive damage to a luxury home in Highland Beach, Florida.

The insurance company’s initial offer was below the deductible of $90,000.00 resulting in no payment being made to the insured as they felt the damages did not warrant a settlement. The insureds hired Tutwiler and Associates adjusters, Rick Tutwiler and Kevin Leisure, to represent them. Mr. Tutwiler and Mr. Leisure were able to negotiate a settlent of $1 million dollars.


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Hurricane Michael Mexico Beach Residential Claim – 6X Claim Settlement

Hurricane Michael Mexico Beach Residential Claim – 6X Claim Settlement

Hurricane Michael made landfall as a Category 5 Hurricane in the Florida Panhandle with maximum sustained wind speeds of 140 MPH. As evidenced above, the storm caused catastrophic damage from wind and storm surge. Our client contacted Tutwiler and Associates to assist with this nightmare and began working with licensed public adjuster, Michael Stabile. Using thermal imaging and moisture mapping, Mike was able to prove beyond a shadow of doubt that our client’s home had substantial hidden water damage behind the walls and subfloor. Mike was able to get over 6 times more than what the insurance company initially offered as “Final Payment”. The result was a full policy payout and Mike was even able to get the $5,000.00 deducible waved.


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Hurricane Irma Orlando Home From No Offer to $750,000 Recovered

Hurricane Irma Orlando Home From No Offer to $750,000 Recovered

Hurricane Irma hit Florida as a Category 3 storm the morning of September 11, 2017. It was the most powerful Atlantic hurricane in recorded history. Unfortunately for our insured, their home located in Winter Park, Florida sustained significant damage due to the massive storm. The insured contacted their insurance company immediately following the storm. The insurance company assessed the damages as near to none and advised no offer to be made as the deductible was $60,520.00. The insured hired Tutwiler and Associates to represent him in the claim. Our public adjusters, Rick Tutwiler and Kevin Leisure, were able to negotiate a settlement of $750,000.00


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Insurance Settlement for Upscale Highland Beach Property $4.9 Million Recovered

Insurance Settlement for Upscale Highland Beach Property $4.9 Million Recovered

Hurricane Irma caused significant damage throughout Florida on September 11, 2017. Our client sustained water and wind damage to their property located in Highland Beach, Florida. The insurance carrier made a quick inspection and confirmed the damage, but their initial offer was below the deductible of $260,000.00 resulting in no payment being made to the client. Tutwiler and Associates public adjusters, Rick Tutwiler and Kevin Leisure, were hired to represent the insured. Negotiations resulted in a settlement of $4.9 million dollars, assuring this beautiful property was properly restored.


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Palm Gardens Condo Association turns to Public Adjuster and achieves a $4.7 million award

Palm Gardens Condo Association turns to Public Adjuster and achieves a $4.7 million award

A category 5 hurricane is the highest category of hurricane with winds exceeding 157 miles per hour which could mean near total destruction to anything in its path. On September 6th, 2017, Hurricane Irma made landfall in the U.S. Virgin Islands as a category 5 hurricane. The Palm Gardens Condo Association located on the island of St. Thomas fell victim to the high winds and torrential rain brought on by Irma. Immediately following the hurricane, Palm Gardens retained Tutwiler and Associates Public Adjusters to assist with their insurance claim. After taking charge of the property damage claim and through detailed negotiations, the association was awarded $4.7 million dollars to restore their condominium complex to its former beauty.


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Public Adjuster negotiates multi-million dollar settlement for St. Thomas Condo Association

Public Adjuster negotiates multi-million dollar settlement for St. Thomas Condo Association

On September 6, 2017 Hurricane Irma hit St. Thomas, an island located in the U.S. Virgin Islands. As a category 5 hurricane, Irma left devastation in its aftermath. The Plantation Manor Condominium Association suffered major damage to its foundation, windows, roof, and business personal property.  Realizing the extent of the damage, Plantation Manor retained Tutwiler and Associates Public Adjusters to help manage and negotiate the property claim with the insurance company. The final claim settlement was finalized at over $2.7 million dollars awarded to the insured so they are able to begin their repairs to the property.


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Public Adjuster wins 630% insurance claim settlement increase for Key West hotel

Public Adjuster wins 630% insurance claim settlement increase for Key West hotel

Seashell Motel, a quaint lodging for adults and young adults in Downtown Key West is owned and operated by a professional hospitality group. The property consists of several buildings of differing construction and historic significance, was significantly damaged by Hurricane Irma. The property owners, having had prior experience with Tutwiler and Associates, immediately got in touch with us to handle their claim. Public Adjuster Michael Platts, with over thirty years of claims experience immediately set forth to establish the available coverages, damages, and costs to restore the landmark to its former glory.


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Thorough inspection yields successful Hurricane Matthew settlement

Thorough inspection yields successful Hurricane Matthew settlement

The Holiday Inn Express located on N. Atlantic Blvd. in Daytona Beach, FL was another hotel owned by our client that was damaged in the October 7th hurricane. While each of the hotel losses we handled were damaged by the hurricane, depending on the wind and water impact, the damages were often different. Thus, it required a thorough inspection of the building including a room-by-room inspection and testing to determine the full scope of repairs required. After assessing the covered loss of the building, the contents, and the business interruption (loss of income), we submitted our claim package and this case was settled to our client’s complete satisfaction.


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Attorney turns to Tutwiler for hotel client hurricane recovery

Attorney turns to Tutwiler for hotel client hurricane recovery

The Days Inn in Daytona Beach located on the International Speedway Blvd. was damaged by a hurricane on October 7th, 2016. We were referred to this owner by his attorney who had heard about our many successes in helping other property owners achieve a fair settlement in the hospitality industry.

After a considerable amount of work, including bringing in experts to help with the assessment of damages related to the hurricane, we were able to assemble a loss and damage package to support the demand for payment. The final payment to our client far exceeded the original offer made by the adjusters working for the insurance company. In the end, a fair settlement and satisfied client.


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Tutwiler & Associates Public Adjusters, Inc.
Licensed Public Insurance Adjusters & Loss Consultants
Offices: Tampa, Orlando, Palm City, Ft. Myers, Florida; Dallas, TX; Pittsburgh, PA

Executive Office
4300 W. Cypress St.
Suite 780
Tampa, FL 33607
Phone: 813.287.8090
Toll Free: 800.321.4488

Licensed in Florida # W840088 &
Texas #1399706 plus 16 other states
and the Virgin Islands