Your Trusted Public Adjuster
Since 1984
Helping homeowners, businesses, and communities
recover with confidence


Our Services
Find the Right Help for Your Claim
Why Choose Tutwiler & Associates






Why Choose Tutwiler & Associates
From $75K losses to multi-million-dollar claims, we’ve seen it all. Don’t risk your settlement; trust the experts.






How It Works
Navigating insurance claims can be overwhelming. Our public adjusters are here to simplify the process and advocate for your best interests every step of the way.
Contact Us For A Free Claim Review
We Inspect and Document Your Loss
We Handle the Paperwork and Negotiation
You Get a Fair Settlement and Peace of Mind
Helping People Rebuild, One Story at a Time
Hear from people we’ve helped navigate insurance claims and get the settlements they deserved.
Why You Should Hire a Public Adjuster
Understanding the value we bring to your claim.
Advocates for the Policyholder
We represent your interests, not the insurer’s.
Fights for a Fair Payout
We ensure your settlement reflects the coverage you deserve.
Simplifies the Process
We handle paperwork, deadlines, and insurer communication for you.
Advocates for the Policyholder
We represent your interests, not the insurer’s.
Fights for a Fair Payout
We ensure your settlement reflects the coverage you deserve.
Simplifies the Process
We handle paperwork, deadlines, and insurer communication for you.
Areas We Serve
Experienced adjusters ready to help, wherever you are.

Expert Guidance for Policyholders
Explore our blog for claim strategies and real-world advice.
FAQs
Find answers to common questions about public adjusters and their services.
It’s best to involve a public adjuster as early in the claims process as possible. We are trained to review and understand insurance policy language and can help identify additional coverages you might otherwise miss. You should especially consider hiring one if you don’t have time to deal with your insurer, don’t understand your policy, have extensive or complicated damage, receive a quick payoff offer, or feel the carrier’s settlement is inadequate.
Public Adjuster works on your behalf throughout the insurance claims process. We review your insurance policy to determine available coverages, inspect and document the damage, and prepare detailed estimates to support your claim. We then submit and manage the claim while communicating directly with the insurance company. Our role includes negotiating the settlement to help ensure you receive what you are entitled to under your policy.
A public adjuster represents the policyholder, not the insurance company. Unlike the insurance company’s adjuster, who works for the insurer, a public adjuster works exclusively in your interest. and help ensure your claim is properly prepared and presented.
After experiencing property damage, it’s completely normal to want to fix things right away. Don’t make permanent or emergency repairs until you or an adjuster have documented the damage.
Your policy does require you to take reasonable steps to prevent further damage(such as covering a roof or stopping a leak) but avoid permanent repairs until the damage has been properly documented.
Also, keep any damaged materials until they’ve been seen by the adjuster. Disposing of items too soon can sometimes create unnecessary questions about your claim.
The key is simple: document first, then mitigate. Taking a little extra time upfront can help protect your claim and give you greater peace of mind during the process.
Still have questions?
Need help with your claim?
Reach out now!
