Public Adjusters Tutwiler & Associates

If you've experienced property damage and plan to file an insurance claim, do you know what your claim is really worth? Will your insurer offer you a fair claim settlement? What if your claim has been denied or underpaid? If being treated fairly and getting paid quickly are important to you, consider hiring a public insurance adjuster to represent your best interests and manage your claim. We prepare, present and negotiate a fair settlement under the provisions of your policy, saving you time and making sure the claim is submitted with proper documentation. 

Established in 1984, Tampa, Florida based public adjuster Tutwiler & Associates is a highly regarded, licensed insurance claims adjusting firm that works exclusively for the policyholder throughout the United States. Our public adjusters will remove the stress of dealing with insurance company red tape freeing you to handle more important life issues. Our insurance adjusters are known for their expertise, attention to detail, client service and results as highlighted in our client Success Stories and Testimonials. Sometimes it just makes sense to have a professional public adjuster on your side.

Our team of property insurance public adjusters represent commercial and residential policyholders who have property insurance damage claims for fire & smoke, water, flood, frozen pipe leakssinkhole, wind, hurricane, tornadoroof damage, collapse, business interruption, lightning, mold, explosion, theft & vandalism. Tutwiler also offers appraisal, umpire and pre-loss inspection services. Please use this website to educate yourself about the insurance claims process. If you feel the services of a public adjuster are right for you, submit a free claims reviewsend one of our expert claim adjusters your question or call for a free consultation - 800-321-4488. Thank you.

Featured Claim

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$4.7 million settlement to cover the cost of fire damages as well as building code upgrades requiring repair and replacement...

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Active Claims

A sampling of public adjuster claims:

  • Adjusters Now Handling Hurricane Ida Wind and Water Damage Insurance Claims
  • Mulit-million dollar manufacturing fire loss - Mississippi
  • Tornado Damage Custom Waterfront Home - Cape Coral, FL
  • Ybor Commercial Fire Loss - Tampa, FL
  • Condo Fire Appraisal - Venice, FL
  • Commercial Flood Claim - Tarpon Springs, FL

Lucy Anne

I especially want to thank you for all the diligent time you spent on our case over these last 3 years. It was a long hard time of stress for me. But at last, with your fine expertise it has come to an end with a finalizing settlement. We will indeed be recommending your wonderful committment, perserverance, patience and integrity as we encounter others in need of your services. Your sense of ethics and professionalism is without question.

Jim Smith

We strongly recommend that you retain the services of Tutwiler and Associates as your public adjuster. The sooner you do so the more time you will have to concentrate on restoring the damage to your property instead of arguing with your insurance company. With regard to our commercial fire loss, the initial settlement offer from our insurer was not made in good faith considering that we had already spent almost that amount securing the building and extracting water and smoke from a fire. After Tutwiler assumed negotiations with the insurer, our final settlement represented a whopping 650% increase.

Buddy & Pat B

Rick: We appreciate your prompt and diligent service. Your support throughout the hurricane damage and assessment process has been exceptional. It has been been a pleasure getting to know you and we wish you and your family well.

Michael Tulloch

My initial claim settlement from my insurance company was $3k which I knew was woefully inadequate and did not address the root cause of the problem. Someone suggested I hire a private adjuster so I did my research and engaged with Scott Luginski at Tutwiler and Associates. My adjuster came to my house, surveyed the damage and told me that he could get more money but the process could take up to six months. True to his word, I signed settlement papers with my insurance company six months to the day I received my first settlement check for a total of $35k. Excellent work by Tutwiler, I would highly recommend Scott at Tutwiler and Associates!!

Paula Hoss

We had a long and complicated claim process with a few bumps in the road, but in the end, Keith and Rick got the job done. Thank you!

Julio Esquivel

Outstanding service, support and results from Kevin Leisure at Tutwiler & Associates. Anyone that is considering hiring a public adjuster to help with their property damage claim should not hesitate to give Kevin a call.

Cape Coral Client

We had a terrible time dealing with our insurance company when our home in Cape Coral Florida was hit by the January 9th, 2016 tornado. We received a lot of run-around and received $75k for the damage. Because the insurance company took so long and played a purposeful delay game with us, we hired Mike Stabile from Tutwiler & Associates. By mid July 2016 Mike had secured a 226% increase in the payout of the real damage that was done.There's nothing like having a real expert fighting on your side against the stubborn and stingy insurance companies who tell you they are great until they actually have to pay a claim. I can't say enough about how helpful Mike was in his efforts to fight for what we rightly deserved.

Spring Hill Client

Thank you for everything you have done for us. You don't know the difference you have made in our lives. The stress has been lifted because of you.

Ft. Myers Client

On another note, public adjuster Frank Fortson has been absolutely awesome. He has been so helpful and detailed and caught so many things. We really appreciate everything he has done.