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  • COMPANY
    • About
    • Careers
    • Guiding Principles
    • Our Adjusters & Estimators
      • Rick Tutwiler
      • Zachary Flora
      • Troy Frederick
      • Keith Grams
      • Leonard Miller
      • Michael Platts
      • Dick Tutwiler
      • Frank Fortson
      • Scott Luginski
    • Clients
    • Client Success Stories
    • Testimonials
    • News and Press
    • Professional Affiliations
    • Community Service
  • WHAT WE DO
    • When to Hire a Public Adjuster
    • Benefits Of Hiring A Public Adjuster
    • How To Choose A Public Adjuster
    • Claim Representation – How It Works
    • Protecting Your Insurance Claim
  • TYPE OF CLAIM
    • Business Interruption
    • Citizens Insurance Claims
    • Collapse – Decay – Vibration
    • Explosion
    • Fire and Smoke
    • Frozen Pipe Claims
    • Hail Damage
    • Hurricane & Wind Damage
      • Understanding Hurricane Percentage Deductibles
    • Large Loss Claims
    • Lightning
    • Mold
    • Power Outage
    • Plumbing Leaks
    • Roof Damage
    • Sinkholes
    • Theft – Vandalism
    • Tornado Damage
    • Water, Flood Damage
    • Winter Storm Claim Adjuster
  • SERVICES
    • Appraisal and Mediation
    • Builders Risk
    • Expert Witness
    • Pre-Loss Inspection & Disaster Planning
    • Risk Management Assistance
    • Umpire Services
  • MARKET SERVED
    • Hurricane Milton Adjuster
    • Hurricane Helene Adjuster
    • Hurricane Ian
    • Tampa Public Adjuster
    • St. Petersburg Public Adjuster
    • Orlando Public Adjuster
    • Pittsburgh Public Adjuster
    • Tennessee Tornado
    • Residential Claims
    • Commercial Claims
    • Homeowner Property Claims
    • Condominium Associations
    • Apartment Complexes
    • Business and Industrial Property Claims
    • State and Local Government
    • Hotel – Motel
    • Educational Institutions
    • Medical Facilities
    • Attorneys and CPA’s
  • CONTACT
    • Contact
    • Submit a Claim
    • Staff Directory
    • Submit a Review
  • RESOURCES
    • Blog
    • Claim Tips
    • Video Gallery
    • Articles and Presentations
    • Useful Insurance Claim Sites
    • Glossary of Insurance Terms
    • Newsletter Archives

Monthly Archives: May 2015

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Florida Property Insurance Legislative Wrap 2015 - We made it through another year unscathed or did we?

Florida Property Insurance Legislative Wrap 2015 – We made it through another year unscathed or did we?

Commentary, Legislative IssuesBy Rick TutwilerMay 22, 2015Leave a comment

It may be no surprise that not a lot of bills were filed in this year’s legislative session to correct any real or imagined property insurance crises and those that were, died in various committees. After all, we are fast approaching a decade of no major hurricane strikes that some are saying is a record…

Policyholder Question: Who pays for insurance appraisal?

Policyholder QuestionsBy Rick TutwilerMay 11, 2015Leave a comment

Q. My insurance company will not submit a letter of demand for the appraisal clause. If I do, will I then be responsible for all fees? My policy reads if they do the letter of demand, they will pay for all my appraisal fees. A. Thank you for your question. Most property policies we have seen over…

Florida Assignment of Benefits Controversy Continues - A Public Adjuster's Perspective

Florida Assignment of Benefits Controversy Continues – A Public Adjuster’s Perspective

Commentary, Legislative IssuesBy Rick TutwilerMay 4, 2015Leave a comment

For those of us who are insiders in the Florida claim adjusting business, the AOB issue has been the hot topic with a whole host of folks calling for its demise. I had previously written about this insurance claim scheme and the response to my blog was amazing. Seems no one likes the assignment of…

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