Policyholder Question – How does an insurer define physical loss to property?
The following is an insurance claim question we answered for a policyholder through the United Policyholders Ask an Expert Forum. Q. Our insurer rejected our mold claim, even though we have additional coverage for mold, as well as for, “Sudden and accidental tearing apart, cracking, burning or bulging of a steam or hot water heating system, an…