The Coming Hurricane Winds of Skyrocketing Flood Insurance Premiums

Disaster Planning, Flood Damage, Legislative IssuesLeave a comment

The media is finally waking up to the major increase policyholders will see in their flood insurance policies. Our public adjusters are already seeing an impact on the insurance claims market. Here’s my take based on our assistance to Superstorm Sandy victims and our dealings with the NFIP over the years. 2.4 million Floridians live less…

Policyholder Question about Earth Movement Foundation Damage Caused by Flood

Flood Damage, Policyholder QuestionsLeave a comment

Q. I’m looking for help/guidance. A flood event heaved thin crawlspace slurry pour, rotated a concrete support pier and then pushed the entire slurry floor down toward center of crawl and pier. A forensic engineer determined damage was pre-existing and not caused by the flood event. His report contained anecdotal evidence, supposition and was riddled with factual…