Public Adjuster Rick Tutwiler Talks With CFO and Chief of Insurance Assistance Division of Consumer Services Following Hurricane Helene

Public Adjuster Rick Tutwiler Talks With CFO and Chief of Insurance Assistance Division of Consumer Services Following Hurricane Helene

Commentary, Disaster Planning, Flood Damage, Hurricane DamageLeave a comment

It was a humbling experience meeting with Florida CFO Jimmy Patronis today at the ‘Insurance Village’ in Clearwater, established for Bay Area residents impacted by Hurricane Helene. As Florida’s Chief Financial Officer, Patronis was on-site offering much-needed reassurance to homeowners who lost everything, providing guidance, and outlining steps for relief. During our conversation, we addressed…

More Hurricane Helene Flood Claim Strategies from a Public Adjuster’s View

More Hurricane Helene Flood Claim Strategies from a Public Adjuster’s View

Flood Damage, Hurricane DamageLeave a comment

Since Hurricane Helene impacted Florida’s Gulf Coast, our public adjusters have been besieged with questions about flood claims. Therefore, I thought it would be helpful and hopefully educational to explain the distinction between a flood event and a water loss since these terms are often misused by policyholders filing a claim. In addition, for those…

Hurricane Helene Recovery from a Public Adjuster’s Perspective

Hurricane Helene Recovery from a Public Adjuster’s Perspective

Flood Damage, Hurricane DamageLeave a comment

Hurricane Helene has dealt a devastating blow up and down Florida’s Gulf Coast. Businesses and homeowners need to stay patient and protect their claim. While you wait for the insurance company to send out an adjuster, insurance companies will be requesting the following documentation from owners or their representatives: Receipts or invoices for any recent…

Be Safe After Hurricane Helene: Insurance Claim Advice and Tips for Navigating Property Damage Losses

Be Safe After Hurricane Helene: Insurance Claim Advice and Tips for Navigating Property Damage Losses

Hurricane DamageLeave a comment

As recovery efforts begin after Hurricane Helene, many Floridians are facing the challenge of navigating property damage claims. This is a critical moment, especially given the lessons learned from Hurricane Ian just two years ago. While the focus is understandably on the present, 60 Minutes will be airing a segment tonight titled After the Hurricane, reflecting on Ian’s…

Public Adjuster Tips to Protect Your Hurricane Debby Insurance Claim

Public Adjuster Tips for Navigating Your Hurricane Helene Flood Insurance Claim

Flood Damage, Hurricane DamageLeave a comment

Hurricane Helene will produce all kinds of flood claim issues and conflicts with wind related water damage. We believe National Flood will waive the Proof of Loss deadline requirement so look for an extension to the time frame. We’ve revived a very popular blog on understanding flood where our talented staff of public adjusters shared…

Does your insurance policy cover losses from a power outage due to Hurricane Helene?

Does your insurance policy cover losses from a power outage due to Hurricane Helene?

Hurricane DamageLeave a comment

Power outages will be an unavoidable reality for policyholders who are impacted by Hurricane Helene. While some outages last only a few minutes, others can stretch on for days, causing considerable inconvenience and financial loss. From spoiled food in the refrigerator to potential business losses, the aftermath can be burdensome. This brings up an essential question:…

Debby Aftermath: Public Adjusters Hear Alarming Reports, Critical Needs, and Insurance Coverage Concerns

Debby Aftermath: Public Adjusters Hear Alarming Reports, Critical Needs, and Insurance Coverage Concerns

Flood Damage, Hurricane Damage, Legislative Issues, Water Damage & Plumbing LeaksLeave a comment

As a follow-up to our insurance claim tips blog post yesterday, some of the calls and reports we are receiving in the aftermath of Hurricane Debby are quite alarming. Residents of the Lakewood Ranch community are reporting extensive flood damage to homes and cars, along with critical care needs due to heart attacks, electrocutions, and other emergencies…