Scott Luginski (813) 287 -8090
(813) 217-9180 (direct)
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FL License: P003550

Testimonials about Scott Luginski

Lithia, Fl Homeowner - Plumbing Leak Water Damage Claim

My initial claim settlement from my insurance company was $3k which I knew was woefully inadequate and did not address the root cause of the problem. Someone suggested I hire a private adjuster so I did my research and engaged with Tutwiler and Associates. My adjuster Scott Luginski came to my house, surveyed the damage and told me that he could get more money but the process could take up to six months. True to his word, I signed settlement papers with my insurance company six months to the day I received my first settlement check for a total of $35k. Excellent work by Tutwiler, I would highly recommend Scott at Tutwiler and Associates!!

Apollo Beach, Fl - Water Damage from Cast Iron Pipes

This is a long overdue thanks to Scott Luginski and Tutwiler & Associates Public Adjusters. Months after we bought our home, we suffer severe water damage to our master bathroom and living room due to old cast iron pipes. Thanks to your help we were able to get the insurance money to fix our home back to the way we bought it and much more. I would recommend anyone that suffers and type of damage to their home to get a Public Adjuster especially this firm (Tutwiler & Associates Public Adjusters) to deal with the insurance company. Thanks again Scott Lunginski

Noteworthy Claims Handled by Scott Luginski

Hiring Public Adjuster Reaps Additional $35,000 Insurance Claim Settlement

After receiving a low initial offer from their insurance company for a water damage claim resulting from a leaking shower pan on the 2nd floor, these Lithia, Fl homeowners decided to see if a public insurance adjuster could help them with their insurance claim. They contacted Tampa Public Adjuster, Scott Luginski and indicated they were unfamiliar with the claim process and simply did not have the time or knowledge to deal with the frustration of an insurance claim and negotiating a better settlement.

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Public Adjuster Recovers $310K after Initial Insurer Offer of $26K for Water Supply Break

Florida is the poster child for winter vacation homes with many homeowners splitting their time between their northern and southern home. But that means a home may be left unattended for 6 months or more. In this claim, the homeowners split their time between New York and Boynton Beach, Florida. They initiated a homeowner’s claim in late July 2017 after receiving notice from a neighbor that water had been pouring out of their house due to a failed refrigerator supply line. Several days after filing the claim they contacted Tutwiler & Associates for assistance as they were unfamiliar with the property insurance claim process, were worried about receiving a fair settlement and were unable to stay in Florida for the entirety of the claim.

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Scott Luginski

Licensed Public Adjuster & Loss Appraiser

Scott joined the Tutwiler & Associates Tampa Bay office as a licensed All Lines Public Adjuster in Florida.  After gaining valuable investigative experience as a private investigator, Scott became an insurance adjuster.  Since then he has worked in nearly all facets of the insurance claims industry, ranging from adjuster to manager.  He has investigated and settled thousands of residential and commercial claims including hurricane, water, fire, wind, hail, mold, theft/vandalism, sinkhole and damage from vehicles.  

Scott has always enjoyed the insurance industry and providing assistance to the policyholder in their time of need.  He stands behind the belief that the insurance company has an obligation to provide the full benefit of the insurance policy to the policyholder in exchange for the premium that has been paid. Scott holds a firm knowledge of construction along with a proficient understanding of insurance policies and how insurance companies operate, enabling him to effectively handle your claim from start to finish. 

Scott graduated with his B.A. in Criminal Justice from Edinboro University of Pennsylvania in 2002.  He began his insurance career in Pittsburgh, Pennsylvania where he worked for Erie Insurance as a Multi-Line Field Adjuster.  After moving to Florida, he broadened his knowledge by working for insurance adjusting firms and insurance companies handling both residential and commercial claims, ranging from minor to extensive damage.  He eventually became Regional Manager for a large adjusting firm where he supervised and trained a large team of insurance adjusters.  After obtaining his Florida public adjuster license, Scott was presented with an opportunity to work for a construction company as a Project Director.  While in this role he inspected properties and prepared estimates for damages ranging from several thousand to several million dollars. 

Scott grew up in the suburbs of Pittsburgh, PA, but now lives in Tampa, FL.  He enjoys all sports and attending sporting events, especially Steeler games if he gets a chance.  Scott played baseball and wrestled growing up.  He enjoys most outdoor activities, including hunting, fishing and boating.  He also enjoys traveling, but loves to discover new attractions and destinations within Tampa and throughout Florida.