This is the time of year to reflect on our activities and share some of our most popular blogs. We started the year with Winter Storm Juno and the record snow and ice that brought ice dams and pipe bursts. Will we see a repeat in 2016? While we are now 10 years without a…
A strip center in Tampa’s historic Ybor City caught fire destroying half of the building, a retail/manufacturing business and damaged the other section of the building rented to another tenant. The cause and origin of the fire was not suspicious, thus all the property owners needed to do was seemingly settle the claim with their…
We want to thank public adjuster Mike Stabile for crafting this holiday blog. The joyful sounds of the season can be heard all around, the halls have been meticulously decked, we’re searching for the perfect gifts to fill the stockings and pile under our beautiful trees as we prepare to open our homes to love and laughter with our…
For those of you who are insurance professionals, this may be best answered by an example of a chance meeting I had last year at the Windstorm Insurance Network Conference. But before I tell you why WIND is worth it, I want to give you some background on The Windstorm Insurance Network Inc. and then share…
Here is a question we were happy to answer as part of the expert panel for United Policyholders. Q. My condo flooded from the unit above me caused by a leaking pipe. I have flood insurance and no homeowner insurance. Damage from water and mold is extensive. Do I need an attorney? I have been trying to…
Congratulations to Public Adjusters, (left to right) Mike Stabile, Mike Platts and Rick Tutwiler who showed their community spirit donating time to Metropolitan Ministries in Tampa to distribute turkeys and all the other fixings necessary for families to have a great Thanksgiving dinner. We want to thank all our clients who put their faith in…
I received notice that Citizens, the State run insurance company has proposed some changes to their property policy as it relates to the resolution dispute forum called appraisal. The appraisal process has for years been offered universally by most insurance companies as a cost effective way to resolve disputes with policyholders involving damages to their…
An article in the 2015 autumn edition of the Marshall University Magazine (my alma mater) resonated with me in the context of insurance losses. In theory there should not be any winners or losers when it comes to paying for an insured policyholder’s claim. The insurance company is supposed to indemnify their insured or make…
One group we would like all our professional colleagues to be aware of is United Policyholders, a non-profit organization whose mission is to educate and advocate for property insurance policyholders. Whenever there is a major weather or disaster event, like the recent California wild fires, they are there to answer questions and lend a hand with…
Here is our 3rd and final installment of questions we are fielding from the flooding in the Columbia and Charleston, South Carolina. Hopefully we can help others seeking similar answers with flood insurance claims issues. Q. How much drywall damage will my flood insurance pay for? A. Some adjusters will only go up to 2 feet, but most…