Practical Advice - State Building Code & Historical Building Code Status for Tornado Stricken Nashville

Practical Advice - State Building Code & Historical Building Code Status for Tornado Stricken Nashville

Building codes require structures to be built to certain minimum standards. In areas likely to be hit by tornadoes, for example, buildings must be able to withstand high winds. If your building property was damaged and was not in compliance with current local building codes, you may have to rebuild the damaged sections according to current codes.

In some cases, complying with the code may require a change in design or building materials and may cost more. Generally, insurance policies won't pay for these extra costs, but insurance companies do offer an endorsement (additional coverage under the insurance policy) typically called Ordinance and Law that pays a specified amount toward such changes. Information concerning this coverage is found under ordinance or law in the Section I exclusion part of your policy.

Here’s a link to building code information we found for Davidson County. The Metro Historic Zoning Commission offers the following information to assist historic property owners in recovering from a natural disaster.

Disaster Preparedness and Response Information for Owners of Properties in Historic Overlays and Properties Over 50 Years of Age

Tutwiler & Associates adjusters stand ready to handle tornado damage insurance claims throughout Nashville. We are here to help you start your insurance claim and get your business or residence back up and running. Contact us today by calling 615.686.2858 or click to contact our team.

Total: 0 Comments

"On Property" Insurance Claim Tips Blog

Tips and advice about how to properly file and protect your property damage insurance claim and get a fair settlement. We invite all readers to ask questions about their claim so our public adjusters can post answers for others to benefit. Insurance claim expert guest bloggers welcome to submit posts via our contact form.


Local Office

Tutwiler & Associates Public Adjusters, Inc.
Licensed Public Insurance Adjusters & Loss Consultants
Offices: Tampa, Orlando, Palm City, Ft. Myers, Florida; Dallas, TX; Pittsburgh, PA

Executive Office
4300 W. Cypress St.
Suite 780
Tampa, FL 33607
Phone: 813.287.8090
Toll Free: 800.321.4488

Licensed in Florida # W840088 &
Texas #1399706 plus 16 other states
and the Virgin Islands