Due to the widespread and extensive wind damage caused by Hurricane Milton, insurance company adjusters and many inexperienced contractors, in their rush to assess claims, may eyeball roof damage and recommend partial repairs based on simple visual inspection. And I don’t want to even address those trying to inspect roofs with drones. This is going to cause terrible problems in the future as flying debris can damage the membrane of roofs and set people up for severe water damage in the future. Adjusters simply don’t spend enough time assessing policyholders damage or consider the increased cost of materials and repairs given the state of conditions. When the adjuster comes calling, please make sure inspectors physically get onto the roof and inspect for damage. Our adjusters will sometimes even inspect the underside of the roof in the attic to look for signs of damage. After Hurricane Ian, we identified roofs where straps were twisted and roofs had actually shifted. While your roof may not look damaged, a closer inspection might reveal that it needs more extensive repairs.

If you have questions regarding Hurricane Milton related property insurance damage claims visit our website or contact us to submit a question to one of our public adjuster insurance claim experts.