The following is an insurance claim question we answered for a policyholder through the United Policyholders Ask an Expert Forum. Q. In my original claim, my insurance company said that my 98 year old mother had replacement coverage. We’ve gone through her contents and submitted a statement of loss. In our findings, most of her contents were…
A policyholder in South Carolina recently wrote us about a fire claim turned nightmare. When notified of a claim, insurance companies will sometimes send out their preferred vendor as a way to provide fast service but also to control costs and prevent the policyholder from hiring their own vendor, since they have contracted reduced rates…
Q. How much does the insurance company pay for my groceries in case of fire loss? An amount of $500 regardless or I can make an inventory with photos, prices and quantities? A. If you are asking about the value of the food items you had in the house that were lost, the short answer would be the dollar amount…