Q. We moved into our new house and within a few weeks, the sewer backed up into the shower and leaked out of the shower pan all over the downstairs area (very stinky!). Everyone agrees this is considered a “Category 3” leak. Remediation company came and took out the tile, flooring, a lot of drywall and…
The following is an insurance claim question we answered for a policyholder through the United Policyholders Ask an Expert Forum. Q. Is it customary for restoration contractors to charge for 3 triple (cleaning, vacuuming, and/or anti-microbial) treatments in their remediation estimates ? A. Thank you for your question. Not knowing all the facts of the…
0 I asked my talented staff of public adjusters to share some of the best tips they could think of for handling a flood claim. The following are some tips that hopefully will help folks should they have flood coverage. Flood Damage Claim Tips Take photographs of all damaged content items including discarded objects, structural…
Our hearts go out to all the folks in Texas and Louisiana affected by Hurricane Harvey and the brave first responders risking their safety to assist others. Based on damage reports and our own public adjuster staff who are monitoring the situation, there is no doubt this event will rival Katrina and create insurance claim…
Those who experienced any type of water intrusion from Hurricane Matthew rain and flooding may experience mold infiltration. When claims are delayed and repairs put on hold, it can become a real problem as mold can grow unseen for months and create a serious health hazard. In the past, mold damage claims were covered under most…
WOW! What an impressive response to our most recent public adjuster blog , offering property owners with storm damage from Hurricane Hermine our advice on handling claim related issues. It shattered all previous records on reader response and views. Two things come to mind. People are looking for tips to deal with their claim process or they…
As the saying goes in the sports fishing world when the big one is hooked, “FISH ON!” After 10 years of no hurricane landfalls, Florida experienced first a tropical storm, which was later upgraded to Cat 1 Hurricane Hermine. I feel very bad for all the folks affected in this State from Hurricane Hermine. From…
Anticipating the 100 year flood event that occurred in my native southern West Virginia was the last thing on my mind when I wrote and published my recent blog Troubled Waters – Insurance Claims Under Attack, about the “Troubled Water Claims” phenomena we are currently experiencing in Florida. But given the fact that Florida’s water problems and…
Here is our 3rd and final installment of questions we are fielding from the flooding in the Columbia and Charleston, South Carolina. Hopefully we can help others seeking similar answers with flood insurance claims issues. Q. How much drywall damage will my flood insurance pay for? A. Some adjusters will only go up to 2 feet, but most…
Here is our 2nd installment of questions we are fielding from the flooding in the Columbia and Charleston, South Carolina. Hopefully we can help others seeking similar answers with flood insurance claims issues. Q. My lower cabinets were damaged by the flood waters. Does my flood insurance pay to match them and pay for my upper cabinets?…