Common Insurance Claim Questions Winter Storm Policyholders Will Ask

Common Insurance Claim Questions Winter Storm Policyholders Will Ask

As public adjusters, we continue to assist policyholders with property insurance claims after severe winter storms like we have experienced in Boston, Massachusetts, Rhode Island and other markets this winter. Roof collapse, ice dams, frozen pipes, water damage and yes even wind damage will be common occurrences. We’ve compiled some of the most commonly asked…

Beware Roof Collapse, Ice Dams and Frozen Pipe Burst from Winter’s Deep-Freeze and a Tip from the Red Cross

Beware Roof Collapse, Ice Dams and Frozen Pipe Burst from Winter’s Deep-Freeze and a Tip from the Red Cross

With New England and now the eastern United States in a deep freeze from record snow and ice accumulation, remember the old saying, it’s the darkest before the dawn.  Yes, there will be a spring and it’s just around the corner according to the Old Farmers Almanac. Spring, also called the vernal equinox comes in the Northern…

Policyholder Question: Roof Replacement From Wind Damage Claim

Here is an insurance claim question that we recently were asked to weigh in on as a contributing member of insurance claim experts for United Policyholders who advocates for property owners. Q. We received a question from a North Carolina consumer regarding a roof replacement due to windstorm damage. The carrier is claiming that only a “spot-repair” is…

Policyholder Question: Condominium Owner Asks About Roof Shingle Replacement Due to Hail

Q. I have a friend that lives in a retirement condominium community. They have a condo policy that covers all 8 buildings in the community. The insurance has paid to replace between 98-160 shingles per roof due to hail damage. The HOA by-laws state that the roof color must be the same on all roofs. After…