I want to thank NBC reporter, Rob Wile for allowing me to contribute to his news piece: Insurance ‘nightmare’ unfolds for Florida homeowners after back-to-back hurricanes (nbcnews.com) It brings to light something we’ve been blogging about for some time. Policyholders have been put in a precarious position at the worst time when it comes to putting their…
Due to the widespread and extensive wind damage caused by Hurricane Milton, insurance company adjusters and many inexperienced contractors, in their rush to assess claims, may eyeball roof damage and recommend partial repairs based on simple visual inspection. And I don’t want to even address those trying to inspect roofs with drones. This is going…
Hurricane Helene has dealt a devastating blow up and down Florida’s Gulf Coast. Businesses and homeowners need to stay patient and protect their claim. While you wait for the insurance company to send out an adjuster, insurance companies will be requesting the following documentation from owners or their representatives: Receipts or invoices for any recent…
As recovery efforts begin after Hurricane Helene, many Floridians are facing the challenge of navigating property damage claims. This is a critical moment, especially given the lessons learned from Hurricane Ian just two years ago. While the focus is understandably on the present, 60 Minutes will be airing a segment tonight titled After the Hurricane, reflecting on Ian’s…
It’s been quite the whirlwind at Tutwiler & Associates! This year we are celebrating our 40th Year Anniversary of putting policyholders first. This week, the Emeritus and Founder paid a visit to our office, sharing insights from his career in the professional public adjusting industry and invaluable insider knowledge acquired during his tenure at a major…
Based on current forecasts, it appears Hurricane Idalia will create significant flooding from Sarasota to St. Petersburg and especially into Tampa Bay the likes that this Florida public adjuster has not seen. Storm surge coinciding with a full moon and high tides may produce some surprises and property owners should prepare for the worst. In…
We pay good money to insure our property, while hoping never to have to file claim. When disaster strikes you expect your insurance company to have your back. In a perfect world, your insurance carrier will send out their field adjuster following your notification of a loss. The adjuster will thoroughly inspect and properly value your…
The complexities of a property insurance claim are many. This is even more true with the variables that exist in claims for country clubs and resorts. Owners and managers are not only tasked with navigating a building damage claim and policy coverage issues, but they also have the monumental task of addressing, assessing, and seeking…
As Tropical Storm Elsa approaches the Tampa Bay area residents need to take this storm seriously and prepare accordingly as the path continues to evolve. This type of storm can throw off tornado activity and pockets of heavy wind gusts. As a result, thousands of homeowners may be contacting their insurance company to file an…
We were so glad to be able to work with Tampa Bay Times seasoned reporter Philip Morgan to help educate the public regarding insurance claims and the value of having a public adjuster professionally manage the claim. Read here: The Policyholder’s Champion in Tampa Bay