If the inquiries coming into our offices are any guide, policyholders are receiving settlement offers for their insurance claims and many are not happy and in some cases shocked at the offer they are receiving. Most often we are told the offer does not remotely cover the cost of repairs based on estimates local contractors…
Thank you to our Orlando Public Adjuster Brad Barrett for answering the following question: Q. I had damage to my roof during a storm. Shingles blown off as well as some hail. Insurance told me to get 3 estimates which I did and then sent their adjuster out and he wrote me a check. The 3 estimates said…
Confidentiality settlement requirements are often demanded in the property insurance adjustment process. What happens when you run afoul months or years later as a result of a conflict with some disclosure requirements that overlap the prior agreement? Anybody have any thoughts or answers to this possible fatal conundrum? A recent sinkhole case before a federal…
A few years ago I was invited to speak at a conference of insurance professionals in Rhode Island. My topic was surplus lines insurance which at that time was a very hot topic, at least in Florida as there was a pending Florida Supreme Court case that had it turned out different, could have changed…
While most folks are enjoying the spring weather and looking forward to summer vacations with outdoor time with the family, others are still working through the insurance claim adjustment process dealing with adjusters and contractors. Yes, as hard as it may seem, a lot of folks are still struggling with losses over the last twelve…
Over the past few months, we have been helping businesses and homeowners try to settle their insurance claims from the extreme Winter Storm damage that has impacted enough property owners in Massachusetts and throughout the Northeast & New England area that this storm rivals the damage done by other major storms we have worked. As…
As public adjusters, we tend to see property damage resulting in an insurance claim sometimes well after the damage has been done and errors in filing and estimating the claim or just simple lack of documentation has occurred. Fortunately, policyholders can take a number of steps to protect their property claim. A recent article by…
A recent article from CNN Money Damaged home? How to get an insurer to pay up states that utilizing a public adjuster can help policyholders obtain a fair recovery. As the article states, “Often, policyholders accept low-ball offers from insurers because they don’t know what they’re entitled to, don’t realize how much repairs cost or they’re just…