What you don’t know, you don’t know! Lessons learned from the 2015 Windstorm Insurance Network Conference

What you don’t know, you don’t know! Lessons learned from the 2015 Windstorm Insurance Network Conference

The 2015 Windstorm Insurance Conference at the Roosevelt Hotel in New Orleans was a huge success with 850 in attendance. The annual event is all about the best of the best in the property insurance industry that volunteer their time to teach and educate attendees on the latest trends. As a side benefit, the networking with…

Policyholders must beware of roofers and contractors acting as insurance adjusters

A rising problem that we in the public adjusting profession have been dealing with for years seems to finally have caught the attention of Florida officials. That is, the practice of insurance adjusting without a license by roofers and restoration contractors who sometimes are also unlicensed. A recent article, Illegal for roofers to act as insurance…

Are October Hurricanes becoming the Norm? Hurricane Gonzalo Update & Business Interruption Insurance Primer

Are October Hurricanes becoming the Norm? Hurricane Gonzalo Update & Business Interruption Insurance Primer

Most in the Caribbean Islands were unprepared.  In fact, one emergency operations manager downplayed the storm over the radio so much that thousands were caught off guard as they did not take the necessary precautions to protect their properties from Hurricane Gonzalo.  It is rumored he will soon lose his job.  At the request of…

Severe Flood and Wind Damage Claims Pose Equal Threat to Bigger Hurricane Events

Given the severe localized flooding to parts of Southern and the East Coast of Florida this past week due to heavy rains, it’s timely to point out that it only takes one storm to trigger a property insurance claim that can decimate your property value. It’s interesting to note a recent article that reviews worldwide…

Policyholder Question: Roof Replacement From Wind Damage Claim

Here is an insurance claim question that we recently were asked to weigh in on as a contributing member of insurance claim experts for United Policyholders who advocates for property owners. Q. We received a question from a North Carolina consumer regarding a roof replacement due to windstorm damage. The carrier is claiming that only a “spot-repair” is…

Using a Public Adjuster Can Help You Get a Fair Claim Settlement

A recent article from CNN Money Damaged home? How to get an insurer to pay up states that utilizing a public adjuster can help policyholders obtain a fair recovery. As the article states, “Often, policyholders accept low-ball offers from insurers because they don’t know what they’re entitled to, don’t realize how much repairs cost or they’re just…