I want to thank Florida Public Adjuster Michael Platts for penning this excellent commentary. By Michael W. Platts So, the hotly contested election in Florida is over. What’s next? How will the results impact the policyholders in our State? This is a key issue for a number of reasons; including the importance of affordable insurance costs, the…
The end of an election cycle always presents a new opportunity for positive change. I pray that all the elected candidates remember who they are working for and try to work together to help both the property insurance policyholders and great State of Florida. The words of a great President come to mind: Let us not…
Here is a good article titled “Cracks Show in Sinkhole Fix” published in the Tampa Bay Times that yet again highlights how the Florida legislature goes to extremes to “fix” insurance issues that in the end generally causes more harm and confusion to Florida property insurance policyholders.
Two years ago, on October 29, 2012 Super Storm Sandy came ashore just south of New York City causing significant flood damage to many buildings in the Financial District and in Battery Park City, New York. Our firm was on the ground within 3 days post-storm, helping people prepare to file their Sandy insurance claims.…
Most in the Caribbean Islands were unprepared. In fact, one emergency operations manager downplayed the storm over the radio so much that thousands were caught off guard as they did not take the necessary precautions to protect their properties from Hurricane Gonzalo. It is rumored he will soon lose his job. At the request of…
Anyone who follows property insurance matters and especially reported court cases has no doubt picked up on a recurring theme of some courts in various jurisdictions and their decisions about the appraisal clause. Specifically the court’s interpretation of what can and cannot be undertaken by an appraisal panel has been under review and reformed. That…
Tutwiler & Associates Public Adjusters was retained this week following a devastating fire that occurred in Pinellas County, Florida. The fire hit so close my home that I found myself scrambling to check all the smoke detectors in my house. Fortunately, everyone in this home survived without injury, but the fire was so bad that…
Smoke from fire is like an anesthetic. Rather than awakening you, it will put you into a deep sleep. And a little known fact is that most fire deaths occur during the night, with most perishing due to smoke inhalation, not fire. A recent fire in Tampa where a mother and daughter perished due to…
Q. What would be a reasonable estimate one could make for in adding this Ordinance or Law coverage? I read your paper Law & Ordinance Coverage, Is it Illusionary? (very informative/readable and liked his coined term “Nature’s Casino”) this is what an insurance company attached to their policy application. I was laid off from work and am working…
Given the severe localized flooding to parts of Southern and the East Coast of Florida this past week due to heavy rains, it’s timely to point out that it only takes one storm to trigger a property insurance claim that can decimate your property value. It’s interesting to note a recent article that reviews worldwide…