Hurricane Irma has caused widespread wind, water, roof and flood damage throughout Florida. As clean-up begins, attention will turn to insurance property claims and many residential and commercial policyholders will submit an insurance claim for storm damage to their property. The public adjusters at Tutwiler & Associates urge policyholders to take the proper steps to…
0 I asked my talented staff of public adjusters to share some of the best tips they could think of for handling a flood claim. The following are some tips that hopefully will help folks should they have flood coverage. Flood Damage Claim Tips Take photographs of all damaged content items including discarded objects, structural…
There were a number of articles over the course of the last few weeks that focused my attention back to the water peril. Spring storms in the middle section of the country with the severe floods that always seem to follow; global warming issues being reported almost daily with the threat of rising sea levels;…
Hurricane Matthew caused widespread flooding in St. Augustine, Jacksonville and other parts of the coast. For those who have flood insurance, we encourage you to review and pay close attention to your flood policy’s terms and conditions. The policies issued by the National Flood Insurance Program (NFIP) are unique because they fall under a Federal…
Anticipating the 100 year flood event that occurred in my native southern West Virginia was the last thing on my mind when I wrote and published my recent blog Troubled Waters – Insurance Claims Under Attack, about the “Troubled Water Claims” phenomena we are currently experiencing in Florida. But given the fact that Florida’s water problems and…
Here is our 3rd and final installment of questions we are fielding from the flooding in the Columbia and Charleston, South Carolina. Hopefully we can help others seeking similar answers with flood insurance claims issues. Q. How much drywall damage will my flood insurance pay for? A. Some adjusters will only go up to 2 feet, but most…
Here is our 2nd installment of questions we are fielding from the flooding in the Columbia and Charleston, South Carolina. Hopefully we can help others seeking similar answers with flood insurance claims issues. Q. My lower cabinets were damaged by the flood waters. Does my flood insurance pay to match them and pay for my upper cabinets?…
Whenever there is a severe storm like the flooding in the Columbia and Charleston, South Carolina area our inbox gets inundated with questions from policyholders who are entering the insurance claims world for the first time and are seeking answers on how to recover from their damage. Over the next week we’ll publish some of…
While some media outlets are reporting that water is starting to subside in some of the hard hit areas of Columbia and Charleston, others are reporting on the dam failures that could compound matters and make things much worse. If some of the media reports are correct, many of the good folks in South Carolina…
Some of the news reports and photographs from South Carolina support the claims that this flooding event was indeed unprecedented and historic. The only thing close to this magnitude was the flooding in New Orleans from Hurricane Katrina in 2005. The flooding from Katrina was in large part a result of the levies being beached.…