Over the past few weeks we have discussed the increasing activity of the practice of public adjusting without a license and some restoration contractors (some licensed and some who are not) putting “Assignment of Benefit” clauses into their contracts that basically sign over a policyholder’s entire insurance claim proceeds to them. First, let me say…
Our blog of August 5, The Unlicesed Practice of Public Adjusting – The Claims Keep Rolling In continues to receive comments from many viewpoints and we appreciate the feedback and dialogue in hopes of responsibly addressing the issue. In an attempt to give fair and balanced coverage to the issue, we publish below a comment from Mr.…
As public adjusters, we typically focus on helping our clients get a fair settlement for their claim based on the insurance policy in place. However, a recent article Yet another costly mistake Florida has made about homeonwers insurance points out that 8 years into a long period of no major storms in Florida, we continue to see…
As we’ve reported to you on this blog, Citizens Insurance of Florida is allow by the legislature to play by different rules. For example, they are exempt from bad faith laws that other private insurance companies must follow. That sometimes means it allows them to act in ways that are not in the best interest…
Last week when I published the blog: The Unlicensed Practice of Public Adjusting, the Insurance Claims Keep Rolling In I apparently hit a nerve with a number of professionals from various parts of the property insurance industry that sent some very helpful comments that I’d like to share. Hopefully this may get a dialogue going that addresses…
You can bet at any gathering of a group of Florida licensed public adjusters, the conversation will start off with the question of how many Florida public adjusters currently exist. No question about it, Florida saw an explosion in the ranks of the public adjusting profession since the big four storms of 2004, as compared…
A recent visit with a homeowner who had the misfortune of dealing with a very bad fire in his home prompts me to write about folks who are out there selling what they may not be licensed or trained to do. In this case, the homeowner said he had previously worked for a restoration contracting…
From Brad Barrett We want to thank Orlando Public Adjuster Brad Barrett for authoring this insurance claim blog. Is there any future for Independent Adjusters? Some insurance companies would want you to believe that you should only see them from behind a glass window in a museum display. Although we Public Adjusters sometimes have a contentious relationship…
Several significant milestones recently passed, so I thought I would share a few of them with you. Most importantly is the adjournment of the 2014 Florida Legislative Session. As the old saying goes, no one is safe when the legislature is in session! While it was predicted, not much earthshaking legislation passed, given the upcoming…
Since October of 2013 our office has been cranking out claim packages for all of our clients so they fully comply with the terms and conditions of their flood policies. One of those tasks is the filing of the Proof of Loss, which to the layman can be as complex as building a house with…