Fire & Smoke Damage Archives - Tutwiler Florida Public Adjuster

Florida Public Adjuster Wins Policy Limits in Settling Builders Risk Claim for Multi-unit Fire – Delivers Quality Service and Peace of Mind

Fire & Smoke DamageBy Uzair Ghazali June 21, 2022 Leave a comment

ISV, LLC is a prominent property development company based in Windermere, Florida with a 9-year growing real estate portfolio. Sadly, ISV’s owner learned that two of his residential multi-family dwelling structures in Sanford, Florida suffered extensive fire damage on May 11, 2021. Following a cause and origin investigation, fire officials were unable to determine the…

Pittsburgh Claim Adjuster’s Technology and Perseverance Wins the Day in Settling an Apartment Fire Insurance Claim

Fire & Smoke DamageBy Uzair Ghazali January 27, 2022 Leave a comment

Here’s an enlightening insurance claim success story from our valued Pittsburgh Adjuster, Mr. Zach Flora. Statistics show that 5% of structural fires or one in twenty are caused by cigarettes. On the late morning of May 21, 2020, an apartment landlord in the Pittsburgh area found out what it was like to become part of that…

Policyholder Question: What should the Condo Board do?

Condominium Claims, Disaster Planning, Fire & Smoke Damage, Policyholder QuestionsBy Uzair Ghazali May 22, 2019 Leave a comment

Q. I serve on a COA Board and we recently had a fire. Our property manager is telling us the contractor will handle everything, while some of us want to talk to a public adjuster. What is your perspective? A. By law in Florida, your contractor cannot act as the adjuster. He cannot negotiate on the behalf…

Enhanced conditions for electrical fires in the aftermath of Hurricane Michael

Fire & Smoke Damage, Hurricane DamageBy Uzair Ghazali December 5, 2018 Leave a comment

The effects of Hurricane Michaels wind and rain damage are still readily apparent in the Panama City area. Roofing crews and blue tarps are still visible wherever you travel. But what may not be so obvious, are storm related damages that may have resulted to electrical and mechanical systems in your home or business. From…

Policyholder Question – Can I Claim Loss of Use for an Apartment Rental Claim?

Fire & Smoke Damage, Policyholder QuestionsBy Uzair Ghazali December 1, 2017 Leave a comment

The following is an insurance claim question we answered for a policyholder through the United Policyholders Ask an Expert Forum. Q. I live in St Thomas. My house suffered substantial damage from Irma and Maria. It is a two level house with a 3rd level apartment. The upper level is missing the roof and the bottom…

Hurricane Irma and enhanced conditions for electrical fires

Fire & Smoke Damage, Hurricane DamageBy Uzair Ghazali November 24, 2017 Leave a comment

The effects of Hurricane Irma’s wind and rain damage are still apparent throughout Florida and the Caribbean. Roofing crews and blue tarps are ubiquitous wherever you travel. While the blue roofs are obvious, what may not be so obvious are damages that may have resulted to electrical and mechanical systems in your home or building…

Policyholder Question – How can I get the insurance company to expedite my claim?

Fire & Smoke Damage, Insurance Claim Tips, Policyholder QuestionsBy Uzair Ghazali November 20, 2017 Leave a comment

The following is an insurance claim question we answered for a policyholder through the United Policyholders Ask an Expert Forum. Q. I made several requests for different reimbursements after a fire for things like mileage, replacement of computer equipment, and laundry expenses. I made the request two months ago and provided all necessary documentation. This is taking…

Pittsburgh Apartment Owner Receives Low-Ball Repair Estimate for Fire Damage

Fire & Smoke DamageBy Uzair Ghazali August 14, 2017 Leave a comment

We want to thank Pittsburgh Public Adjuster Zach Flora for contributing the following success story. A real estate owner of multiple properties experienced a 3 alarm fire at one of their apartment buildings located in the Hill District area of Pittsburgh on November 2016. The building suffered significant fire, water and smoke damage. Upon reporting the loss to…

Policyholder Question – Challenging a Restoration Bill After a Fire

Fire & Smoke Damage, Policyholder QuestionsBy Uzair Ghazali June 1, 2017 Leave a comment

The following is an insurance claim question we answered for a policyholder through the United Policyholders Ask an Expert Forum. Q. We had a fire in our split-level duplex. The downstairs unit was a complete loss and the upstairs had smoke damage. Upon further inspection, the entire structure had to be brought up to code which totaled…

Fire Claim Settled for 200% Above Initial Insurance Company Offer

Fire & Smoke DamageBy Uzair Ghazali May 17, 2016 Leave a comment

This was a great day for this highly decorated Vietnam War Veteran and his wonderful wife. A recipient of a Purple Heart and 2 Bronze Stars with Valor, this couple tragically lost their home to fire 9-months ago. After receiving insufficient offers to settle their claim and months of delay, we were finally able to…

Category Archives: Fire & Smoke Damage