Call on a Florida Public Adjuster to Assist You With Your Hurricane Milton or Helene Insurance Claim
You can bet at any gathering of a group of Florida licensed public adjusters, the conversation will start off with the question of how many Florida public adjusters currently exist. No question about it, Florida saw an explosion in the ranks of the public adjusting profession since the big four storms of 2004, as compared…
An Orlando area client who filed what they thought was a simple property insurance claim for water damage to their home found them forced out of their home since September of last year due to mistakes made by the “preferred vendors” of their insurance company and the insurance company’s refusal to take responsibility for the situation.…
Sewage backup is damage public adjusters deal with more than I would like to admit. A recent published appellant court case in Florida http://www.3dca.flcourts.org/Opinions/3D11-3277.pdf addresses the confusion surrounding insurance coverage for water and sewer losses in today’s all risk homeowners insurance policies. If you take the time to read this case, you will note this issue has…
Hopefully, property owners the in Pensacola, Destin, Gulf Breeze and the Ft. Walton Beach areas who were impacted by the flood and water damage are starting to receive settlement offers from their insurance company about their claims. Sometimes our firm will be retained by a homeowner only to receive a call several weeks later to say the insurance company…
Home and business owners who were impacted by the flooding and water intrusion in Pensacola, Destin, Gulf Breeze and the Ft. Walton Beach areas are starting to hear back from their insurance company about their claims. Many will learn that the claim settlement amount(s) fall short and will not cover the cost of repairing storm damages. These low…
Those in the Pensacola, Destin, Gulf Breeze and Ft. Walton Beach area who experienced any type of water intrusion from the severe flooding that hit the Panhandle are starting to hear back from their insurance company. Many will learn that the claim settlement amount(s) being offered are not sufficient to pay for their complete loss and damages. Specifically, as the…
Extreme Florida weather has caused widespread wind, water and flood damage in Pensacola, Destin, Gulf Breeze and Ft. Walton and has also brought some flooding to the Tampa and St. Petersburg area. This will require that many residential and commercial policyholders submit an insurance claim. The public adjusters at Tutwiler & Associates urge policyholders to…
Based on reports, homeowners and businesses in the Florida Panhandle (including Pensacola and Destin and much of the Southeast) are dealing with serious flood and water damage from the recent storms. Once local authorities give the all clear, your property has been inspected and it’s safe to return, mitigation efforts should be started. If insured…
For any of our readers who have or are contemplating remodeling their basement, here is an excellent article: The insurance risks of a basement man cave on the flood insurance gaps that exist if you are impacted by a flood event. Many of our Superstorm Sandy clients were shocked at how little coverage they had. Enjoy your…
A four-page unsolicited letter I received last week from an attorney filled me in on some of the inner workings of the powers to be in Tallahassee and reminded me of this famous line from the Forrest Gump movie. This letter was like a box of chocolates as each paragraph revealed something new. Apparently, he…