Reviewing the Insurance Policy for Sarasota, Florida Policyholder Results in a Favorable Claim Settlement

Reviewing the Insurance Policy for Sarasota, Florida Policyholder Results in a Favorable Claim Settlement

Some months back I received a call from a physician who was referred to me by an engineering firm we had worked with on a large project in Longboat Key, Florida that resulted in a multi-million dollar settlement. Not only was the client pleased with our work, but their engineer apparently was equally impressed given…

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The Wall Street Journal Claims Legal Abuse by Florida’s Trial Bar Related to Insurance Claim Water Losses Contributes to Increased Property Insurance Rates

The Wall Street Journal Claims Legal Abuse by Florida’s Trial Bar Related to Insurance Claim Water Losses Contributes to Increased Property Insurance Rates

In case you missed it, The Wall Street Journal published March 15, 2017 had an article in the editorial section titled “Florida’s Trial Bar Hurricane.” I think most folks who are regular readers of WSJ would agree that the publication is no friend of plaintiff lawyers, so at least we know they are prejudiced to some extent and thus…

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Policyholder Question - Can the Insurance Company Deny ALE if I have a Second Home?

Policyholder Question – Can the Insurance Company Deny ALE if I have a Second Home?

The following is an insurance claim question we answered for a policyholder through the United Policyholders Ask an Expert Forum. Q. What are the insurance company’s responsibilities to their policyholders with regard to providing any adjuster’s reports, ALE expenses and any timeline they are ruled by?  Insurance company says I am not eligible for ALE because I…

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If a Car Crashes into Your Property, Call a Public Insurance Adjuster

If a Car Crashes into Your Property, Call a Public Insurance Adjuster

News Channel 10 recently did a news story on drivers crashing their vehicles into homes and businesses. Congratulations to our public adjuster Mike Stabile who was interviewed for the report. This type of accident happens more than you think and can create quite the property insurance claim mess! Our adjusters have handled many of these and can…

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Policyholder Question – Recovery and Reconstruction from Hurricane Matthew Demolition

Policyholder Question – Recovery and Reconstruction from Hurricane Matthew Demolition

The following is an insurance claim question we answered for a policyholder through the United Policyholders Ask an Expert Forum. Q. I live in coastal SC. January 8, 2017 is the three-month anniversary of Hurricane Matthew which caused extensive wind and flood damage. On October 10, 2016, the community association hired restoration company was on site demolishing…

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Policyholder Question – Submitting Your Own Insurance Claim Repair Estimate

Policyholder Question – Submitting Your Own Insurance Claim Repair Estimate

The following is an insurance claim question we answered for a policyholder through the United Policyholders Ask an Expert Forum. Q. Can I have a repair estimate reviewed and a new estimate prepared based on the estimate sent by my insurance adjusters estimate? They have issued a check in the amount of this estimate, less the deductible.…

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Florida Condominium Owner Insurance Claims and the Nightmare Claim Process that Often Follows

Florida Condominium Owner Insurance Claims and the Nightmare Claim Process that Often Follows

Not surprising are the calls we get from property owners living in condos, who are looking for help following property damage to their building that affected their unit. This often takes the form of damage to the unit owner’s property which often includes their personal property, i.e., contents, as well as items such as carpet,…

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Is Boat Dock Damage a Covered Insurance Claim from Hurricane Matthew?

We are getting a number of inquiries from policyholders following the passing of Hurricanes Hermine and Hurricane Matthew about damages to docks, piers, and other man-made structures built over or close to the water.  As both of this year’s hurricanes remained offshore for most of their passing, the tropical storm forced winds nonetheless caused quite…

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