Fireworks are a great way to celebrate the holiday, but they can be dangerous and start dangerous fires that damage property and generate the insurance claim process. Leave lighting them to the pros. Inexperience with fireworks is an easy way to get burned or cause property damage. In the weeks around July 4, an average…
There were a number of articles over the course of the last few weeks that focused my attention back to the water peril. Spring storms in the middle section of the country with the severe floods that always seem to follow; global warming issues being reported almost daily with the threat of rising sea levels;…
Ken and Joan spent their working lives in public service, Ken as an educator, and Joan as a nurse. It was their dream to have a vacation home in a warm climate so they purchased a condominium in Bonita Springs, Florida. A contractor error caused a pipe break in a unit above theirs and entirely…
Some months back I received a call from a physician who was referred to me by an engineering firm we had worked with on a large project in Longboat Key, Florida that resulted in a multi-million dollar settlement. Not only was the client pleased with our work, but their engineer apparently was equally impressed given…
After each Wind Conference I am always amazed at the attendance level, value and depth of knowledge brought by the professionals drawn to this annual event. This year was no exception. There is an old saying that 90% of success is just showing up. That old saying certainty applies to the 18th Annual Windstorm Insurance Network…
The following is an insurance claim question we answered for a policyholder through the United Policyholders Ask an Expert Forum. Q. What are the insurance company’s responsibilities to their policyholders with regard to providing any adjuster’s reports, ALE expenses and any timeline they are ruled by? Insurance company says I am not eligible for ALE because I…
“Well, I’ll be damned!” These were the first words that came out of my mouth when I read an article reporting on a speech that Chief Financial Officer Jeff Atwater gave at a recent insurance conference attended by Florida property insurance executives. Then another “I’ll be damned” came out when I read an internet posting of efforts being made…
The following is an insurance claim question we answered for a policyholder through the United Policyholders Ask an Expert Forum. Q. I live in coastal SC. January 8, 2017 is the three-month anniversary of Hurricane Matthew which caused extensive wind and flood damage. On October 10, 2016, the community association hired restoration company was on site demolishing…
We are getting a number of inquiries from policyholders following the passing of Hurricanes Hermine and Hurricane Matthew about damages to docks, piers, and other man-made structures built over or close to the water. As both of this year’s hurricanes remained offshore for most of their passing, the tropical storm forced winds nonetheless caused quite…
The following is an insurance claim question we answered for a policyholder through the United Policyholders Ask an Expert Forum. Q. I have been the legal guardian for my mother-in-law. She has recently passed away and I am the PR for her estate, approved and documented by the local courts. I also don’t live here full time,…