A recent opinion of Florida’s Fourth District Court of Appeals involving a Hurricane Wilma homeowner’s claim has a rather startling decision, and not a good one for the policyholder side. The case Hunt v. State Farm highlights the need for policyholders to pay close attention to their claim, their insurance policy language and any communication they receive…
We want to thank Orlando public adjuster Brad Barrett for contributing this insurance claim blog. When a policyholder experiences a loss, one of the first things they are supposed to do is contact the insurance company to report a claim. What we are being told by some policyholders, is that one of the first things some claims…
Here are a few key tips to make sure your property damage claim in the Pensacola area doesn’t make a bad situation worse. 1. Make sure your insurance company pays you first, not a roofing company or contractor. Never sign over your insurance payment to a 3rd party contractor. 2. Ask for an “advance payment”…
This question was asked of us the other day and since it is rarely encountered in the everyday world of property insurance adjusting, I wanted to share it given our experience with “the option to repair tactic” that we’ve seen used by the insurance carriers. First, a little background on this controversial clause found in…
We exhibited at the Suncoast CAI CA Day in Tampa on Thursday getting up to date with Association Property Managers and Board Members. As we meet with Condo Boards about various claim situations, we continue to see Boards that have not updated their knowledge about laws enacted in 2013. If you’re on a Condo Board,…
Q. I own an apartment complex that got hit by lightning. It seems electronics in multiple units is randomly going out. Does this make sense? If I file a claim, it looks like it should have just hit one or 2 buildings instead of 8 or 9. Will I have trouble getting a proper settlement? Unfortunately, I just…