Some contractors in Florida have been offering homeowners free roofs and offering to handle the insurance claim in exchange for signing what is called an Assignment of Benefits (AOB) contract. This may allow the contractor to charge high fees and sue your insurance company. In Florida, it is against the law for contractors to file or negotiate…
A phone call to our office today from a public adjuster colleague in Boston confirms what we all are seeing on TV. The call started out this way… “Dick as you know our firm has been in the public adjusting business for a long time and we have never seen anything like this. We need…
A rising problem that we in the public adjusting profession have been dealing with for years seems to finally have caught the attention of Florida officials. That is, the practice of insurance adjusting without a license by roofers and restoration contractors who sometimes are also unlicensed. A recent article, Illegal for roofers to act as insurance…
Here is an insurance claim question that we recently were asked to weigh in on as a contributing member of insurance claim experts for United Policyholders who advocates for property owners. Q. We received a question from a North Carolina consumer regarding a roof replacement due to windstorm damage. The carrier is claiming that only a “spot-repair” is…