It may be no surprise that not a lot of bills were filed in this year’s legislative session to correct any real or imagined property insurance crises and those that were, died in various committees. After all, we are fast approaching a decade of no major hurricane strikes that some are saying is a record…
For those of us who are insiders in the Florida claim adjusting business, the AOB issue has been the hot topic with a whole host of folks calling for its demise. I had previously written about this insurance claim scheme and the response to my blog was amazing. Seems no one likes the assignment of…
After a scathing report about engineering fraud on 60 Minutes, it looks like FEMA is going to allow policyholders the ability to reopen all Superstorm Sandy insurance claims per a NPR report. As a licensed public insurance adjuster who represents policyholders and handled Sandy flood claims, it would be helpful to understood that the NFIP (National Flood Insurance…
It looks like the Florida Legislature has taken the first steps in properly addressing the Assignment of Benefits (AOB) issue that is creating insurance claim and other problems. For first time readers, AOB is when a policyholder assigns their claim benefits over to a contractor. There was a great blog today on Assignment of Benefits by Scott…
I want to thank Florida Public Adjuster Michael Platts for penning this excellent commentary. By Michael W. Platts I have recently been involved in three cases which bring up a very interesting yet disturbing trend. All three are relatively small insurance claims. In each case, the insurance carriers have chosen to deny these claims without (from my…
A rising problem that we in the public adjusting profession have been dealing with for years seems to finally have caught the attention of Florida officials. That is, the practice of insurance adjusting without a license by roofers and restoration contractors who sometimes are also unlicensed. A recent article, Illegal for roofers to act as insurance…
I want to thank Florida Public Adjuster Michael Platts for penning this excellent commentary. By Michael W. Platts We are rapidly approaching the end of the hurricane season. It has been an unprecedented nine years since a hurricane has struck the State of Florida. Nonetheless, many citizens are not seeing much if any reduction in their property…
I want to thank Florida Public Adjuster Michael Platts for penning this excellent commentary. By Michael W. Platts So, the hotly contested election in Florida is over. What’s next? How will the results impact the policyholders in our State? This is a key issue for a number of reasons; including the importance of affordable insurance costs, the…
The end of an election cycle always presents a new opportunity for positive change. I pray that all the elected candidates remember who they are working for and try to work together to help both the property insurance policyholders and great State of Florida. The words of a great President come to mind: Let us not…
Anyone who follows property insurance matters and especially reported court cases has no doubt picked up on a recurring theme of some courts in various jurisdictions and their decisions about the appraisal clause. Specifically the court’s interpretation of what can and cannot be undertaken by an appraisal panel has been under review and reformed. That…