Current Articles | Archives | Search Port Royal Naples is nestled along the sparkling blue waters of Southwest Florida’s Gulf Coast in Collier County. The Tutwiler family has many deep contacts in Naples and have handled many property insurance claims from North Naples to Marco Island. This particular Gulf front estate was just finished being completely renovated when it…
Current Articles | Archives | Search On July 8, 2001 a severe thunderstorm moved thru West Melbourne, FL causing significant damage to the Houston Residence. The gutters were blown from the home which in turn pulled the wood supporting the gutters loose allowing water to enter the exterior walls. The insured contacted their insurance carrier and adjuster arrived to…
Current Articles | Archives | Search On January 19, 2004 a steam pipe within the heating system of the Braverman residence broke due to the extremely cold winter weather in East Hampton, New York. The residents of the home were out of town when the loss occurred and it was not discovered until approximately one week after the pipe…
Current Articles | Archives | Search This multi-million dollar Key West Mansion is located on prestigious Shark Key. Struck by Hurricane “Georges” in 1998, it suffered damage to its imported, rare Japanese tile roof, as well as its interior. The owner received an initial offer of around $30,000.00. After evaluating the loss, presenting it to the carrier and intense…
Current Articles | Archives | Search The Harris House, a historical building, suffered a fire loss causing fire, smoke, heat and water damage to the building structure and contents. The initial offer proposed by the insurance company’s adjuster to settle the matter in its entirety was only $10,720.00. Realizing the woeful inadequacy of this offer, the owner of this…
Current Articles | Archives | Search Marina Cove Village is a condominium community located in Niceville, Florida. The complex is comprised of 17 buildings with 75 townhome units nestled in amongst large oak trees overlooking the bay. After Hurricane “Opal,” the insurance company offered $32,773.00 in total damages. Realizing the inadequacy of this offer, the association hired Tutwiler and…
Current Articles | Archives | Search On October 24, 2005 Hurricane Wilma wreaked havoc on the southern portion of Key Biscayne causing extensive wind and hurricane damage to this condominium community. Due to multiple leaks on the main roof causing extensive damage to the mansard and ruined interior finishing, public adjuster Rick Tutwiler of Tutwiler and Associates, Inc. was…
Current Articles | Archives | Search Gardens of Forest Lakes, a 160-unit condominium association located in Pinellas County, Florida, suffered a collapse loss caused by hidden decay and insect damage which was discovered in October 2001. The association hired the services of Tutwiler and Associates, a public adjusting firm to assist them with their loss and damages. Tutwiler and…
Current Articles | Archives | Search Sandbar Townhomes Condominium is an upscale condominium community located on Tierra Verde in Pinellas County, Florida. During routine maintenance the association discovered hidden water decay in the exterior cavity walls. The Association retained Tutwiler and Associates to file their insurance claim for hidden decay under the collapse coverage. Working with the Association’s legal…
Current Articles | Archives | Search In September 2007 a main hydraulic elevator line exploded causing hydraulic fluid to cover the interior wall in this luxury four-story town home. After the carrier initially excluded and denied coverage, the policyholder hired Rick Tutwiler of Tutwiler and Associates. After a thorough review of the policy language, clarification was requested of the…