As I’ve often said, surviving the storm is rarely the hardest part. The real fight begins in the aftermath — navigating the complex, red-tape-filled insurance claim process that too often leaves policyholders dazed in their most vulnerable moments of need. For those seeking practical insights and guidance after Hurricane Helene or Milton, I encourage you…
Hurricane Season 2025 is officially here. For us in Florida, the “above-average” forecasts from CSU and NOAA come as no surprise. The real relentless force, however, is the non-stop media coverage. While warnings are crucial as we hit June 1st, the constant hype often feels like overkill. Many neighbors, still recovering from Hurricanes Helene and…
Florida’s property insurance market remains in a state of perpetual crisis. For those of us paying attention, this isn’t new – it’s a frustrating rerun. Back in 2009, then-CFO Alex Sink bravely called out the misleading “spin” surrounding the private insurance market. We saved that editorial because it’s still painfully relevant today. Fast forward to…
Licensed Public Adjusters often hold the keys to resolution — yet far too often, they’re the last line of defense for policyholders simply trying to level the playing field. When TPAs and licensed field adjusters are instructed not to write estimates unless explicitly authorized — while quiet exceptions are made for select insiders — we’re…
We’re honored to be recognized with the Readers’ Choice Award from Florida Community Association Journal! 🎉 A heartfelt thank you to our clients, community association leaders, and industry peers for your trust and support. Your confidence in our team drives us to keep putting #PolicyHoldersFirst every day!
Church is out, and we’ve howdied and shook our way through Dallas—officially wrapping up the 2025 Annual Windstorm Insurance Conference in true Texas fashion! They say everything’s bigger in Texas, and this year’s conference proved it. With 740 attendees, 60 exhibitors, non-profits, and key stakeholders gathering in the Lone Star State, WIND 2025 once again…
The 2024 Florida hurricane season year has been exceptionally busy and deeply impactful. Especially for those of us in the Tampa Bay region. For many, the effects are devastatingly real; for others, recovery has just begun. Tragically, some communities face complete replacement, leaving scars that may never heal. Writing this, I feel compelled to acknowledge…
I want to thank NBC reporter, Rob Wile for allowing me to contribute to his news piece: Insurance ‘nightmare’ unfolds for Florida homeowners after back-to-back hurricanes (nbcnews.com) It brings to light something we’ve been blogging about for some time. Policyholders have been put in a precarious position at the worst time when it comes to putting their…
Harsher policy terms mean damages might not be covered Honored to have been asked to contribute to this article. Jean Eaglesham is a topnotch reporter and very knowledgeable at all levels of the insurance industry. I suggest you follow her on the WSJ. https://www.wsj.com/finance/homeowners-hit-by-helene-are-in-for-an-insurance-claim-shock-60ae5519?st=fpHroy&reflink=desktopwebshare_permalink
It was a humbling experience meeting with Florida CFO Jimmy Patronis today at the ‘Insurance Village’ in Clearwater, established for Bay Area residents impacted by Hurricane Helene. As Florida’s Chief Financial Officer, Patronis was on-site offering much-needed reassurance to homeowners who lost everything, providing guidance, and outlining steps for relief. During our conversation, we addressed…