The frigid weather and rain that has hit Boston and surrounding areas is generating more roof damage and ice dams with resulting water damage insurance claims. We’re also seeing fires related to old wiring that has been exposed by this weather. Adjusters are maxed out and finding it difficult to get to all policyholders in…
“At least it’s snowing.” This was in an email message I received from the manager of my client’s hotel in Kentucky. Hard to believe that given this winter’s bitter weather, ice and snow that a property management team would be glad it is snowing again! The back story on this is that all the buildup…
After a scathing report about engineering fraud on 60 Minutes, it looks like FEMA is going to allow policyholders the ability to reopen all Superstorm Sandy insurance claims per a NPR report. As a licensed public insurance adjuster who represents policyholders and handled Sandy flood claims, it would be helpful to understood that the NFIP (National Flood Insurance…
As public adjusters, we continue to assist policyholders with property insurance claims after severe winter storms like we have experienced in Boston, Massachusetts, Rhode Island and other markets this winter. Roof collapse, ice dams, frozen pipes, water damage and yes even wind damage will be common occurrences. We’ve compiled some of the most commonly asked…
An online poll published in the Boston Globe on Saturday, showed over 70% of Bostonians are rooting to break the record snow fall of 107.6 inches. To date, they are only 2 inches shy. Who would have guessed that with all the misery from snow, ice and freezing temperatures, that folks in Boston would be in the…
As I write this, I am sitting in LaGuardia airport waiting for a flight back to Florida. I was called up to New York to meet with a prospective client who owns a building in Manhattan that has suffered structural damage due to a new building being constructed next door. Florida’s tourism boom this year…
It looks like the Florida Legislature has taken the first steps in properly addressing the Assignment of Benefits (AOB) issue that is creating insurance claim and other problems. For first time readers, AOB is when a policyholder assigns their claim benefits over to a contractor. There was a great blog today on Assignment of Benefits by Scott…
With New England and now the eastern United States in a deep freeze from record snow and ice accumulation, remember the old saying, it’s the darkest before the dawn. Yes, there will be a spring and it’s just around the corner according to the Old Farmers Almanac. Spring, also called the vernal equinox comes in the Northern…
A phone call to our office today from a public adjuster colleague in Boston confirms what we all are seeing on TV. The call started out this way… “Dick as you know our firm has been in the public adjusting business for a long time and we have never seen anything like this. We need…
Q. A shower pan leak caused wood floor damage. Our insurance company says damage from a shower pan is not covered. That seems absurd to me. There is no way we could have known there was a leak until we saw the wood warping. Should our insurance claim be covered? A. Your issue is a very common…