Not surprising are the calls we get from property owners living in condos, who are looking for help following property damage to their building that affected their unit. This often takes the form of damage to the unit owner’s property which often includes their personal property, i.e., contents, as well as items such as carpet,…
Our firm was happy to contribute to the June Florida Community Association Journal Hurricane Preparedness issue. Below is our article plus here’s a link to many more expert articles on disaster prep. Don’t wait for disaster to strike—insurance companies demand extensive documentation after a loss. This is where pre-loss planning comes into play. Professional adjusters are engaged…
The Mariner is a condominium located on the pristine barrier island of Perdido Key, Florida. Built in 1974, this property features several building towers consisting of varying layouts and 72 privately owned condo residences all facing the Gulf of Mexico. Most owners are elderly, retired and spend their days full time on the white sand…
There is no questioning the devastation that a hurricane can bring. Hurricane Sally brought severe winds, flooding, wind driven rain, tornadoes and widespread power outages. And as we have learned, even the slightest hurricane can cause massive damage. This storm season is no different with storms incurring property insurance claims well outside their main core.…
While we are assisting Condominium Associations and working with property managers trying to manage their Hurricane Sally insurance claim, this is about the time in the insurance claims settlement cycle that we start getting calls from property owners living in condos, who are looking for help following property damage to their building that impacted their…
I’ve had the opportunity to consult with several Condominium Association Boards after major storms like Hurricane Sally. Most of the conversation deals with recommendations for dealing with their insurance company adjuster and contractors that I would like to share with others who may benefit from the same information. First, keep in mind that the Board…
Q. I serve on a COA Board and we recently had a fire. Our property manager is telling us the contractor will handle everything, while some of us want to talk to a public adjuster. What is your perspective? A. By law in Florida, your contractor cannot act as the adjuster. He cannot negotiate on the behalf…
This is about the time in the insurance claims settlement cycle that we start getting calls from property owners living in condos, who are looking for help following property damage to their building that impacted their unit. This often takes the form of damage to the unit owner’s property, including their personal property as well…
After a meeting with the Board President of a Panama City Condominium Association, I had the chance to follow-up with some recommendations for dealing with their insurance company adjuster and contractors that I would like to share with others who may benefit from the same information. First, keep in mind that the Board has a…
A lot of properties that experienced Hurricane Irma losses will have Law & Ordinance issues. Law & Ordinance kicks in when the Florida building code requirements impact what will be required in order to obtain a CO (Certificate of Occupancy) in order to reoccupy the damaged structure. It is a separate coverage in your policy…