Hurricane Dorian Should be a Wake-up Call to All

Our hearts and prayers go out to all those impacted by Hurricane Dorian. Preliminary reports indicate 13,000 structures destroyed and $25 billion in damage, not to mention the catastrophic flooding. As I’ve listened to all the anxious questions from callers concerned about Dorian and conferred with our Florida Public Adjuster professionals, one common theme prevailed. The property…

The Hurricane Dorian Dilemma

The Hurricane Dorian Dilemma

Historically, Labor Day storms have not been kind to Florida and Hurricane Dorian has proven to be no exception. Although Dorian’s final trajectory and impact on Florida remains uncertain, many State agencies, aerospace companies, businesses and thousands of residents have spent millions of dollars bracing for Dorian and its potential for an unprecedented impact. Our…

Policyholder Question – Was My Overhead & Profit Calculated Properly for My Property Insurance Claim?

Policyholder Question – Was My Overhead & Profit Calculated Properly for My Property Insurance Claim?

Q. In my case, the insurance adjuster added $10,300.00 to my Irma hurricane claim to cover Overhead & Profit. This amount and the ACV were paid to me by Frontline upfront under my Replacement Value hurricane policy. The recoverable depreciation was held back until the work was completed. I required six trades to complete the work…roofer,…

The Property Insurance Claims Games Continue for Hurricane Michael Policyholders

The Property Insurance Claims Games Continue for Hurricane Michael Policyholders

Read an excellent feature article by the Tampa Bay Times this weekend on how policyholders are still being denied claims dollars that will help them recover from Hurricane Michael. Our public adjusters continue to battle and negotiate for homeowners and business owners. Some insurance companies are very professional while others continue to play the deny…

Hurricane Irma Insurance Claim Settlement Checks – Watch what you sign

Policyholder Question – Will the bank holding my mortgage release my insurance settlement?

When a homeowner files an insurance claim, the last thing they expect is having to include their mortgage holder on the check. But this is usually the case and cause settlement delays and confusion depending on how the mortgage holder processes the settlement. The following is a related insurance claim question we answered submitted by…