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We appreciate your prompt and diligent service. Your support throughout the hurricane damage and assessment process has been exceptional. It has been a pleasure getting to know you and we wish you and your family well. Panama City Homeowner

No Recovery — No Fee

Tennessee Tornado Property Damage Insurance Claim Adjuster

Tell us about your tornado damage insurance claim

If you've experienced property damage from a tornado, tell us about it and we’ll get to work, avoid delays and fairly settle your claim.

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Learn How Hiring a Tennessee Insurance Adjuster Benefits You

Hiring a public adjuster that just works for you and not the insurance company will give you peace of mind and help maximize your claim settlement.

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Understand Your Property Damage Insurance Claim

Before you file your residential or commercial property insurance claim, educate yourself on what to look out for.

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Chattanooga - Nashville Tornado Insurance Claim Public Adjusters

Tutwiler & Associates Public Adjusters Nashville - Chattanooga office has been established to service the property insurance claim needs of residents and businesses impacted by the recent tornadoes and help them receive a fair settlement based on their insurance contract. Chattanooga residents can call 412-547-8052 and Nashville residents can call 615-686-2858 to connect with a Tennessee licensed adjuster. Our public adjusters are hired by you, the policyholder, to help navigate the claims process and address the many settlement issues, such as lowball offers that can arise as residents attempt to repair their damaged property and acheive a fair claim settlement. We know from past storms that insurance companies will sometimes pay out as little as possible to minimize their losses. This often means that policyholders receive less compensation than they are rightfully owed. Since 1984, the licensed public adjusters at Tutwiler & Associates have worked exclusively on behalf of the policyholder to properly value your loss, take over the stressful process of managing your claim and negotiating a fair settlement while you focus on getting your business and family back together. Statistics show that policyholders who hire their own adjuster receive more for their claim than those who go it alone.

When you hire us to represent your claim, we perform these services exclusively for you:

  • Analyze your insurance policy to ensure maximum claim coverage.
  • Inspect the property damage and estimate all losses with our computerized system.
  • Notify the insurance company of your loss and submit accurate documentation of the loss.
  • Coordinate appointments with insurance company staff and provide them with preliminary estimates for building and contents damage and loss of business accounting figures.
  • Negotiate with insurance company for a fair and equitable settlement.
  • Prepare all documents in order to obtain final payment.

If you need assistance or advice, our Nashville - Chattanooga area insurance claim adjusters are available for a free no obligation review of your loss. Chattanooga residents can call 412-547-8052. Nashville residents can call 615-686-2858 or contact us.

Tennessee Public Adjusters

Jeff Whittington

License #2433680

Rick Tutwiler

License #1031421

Chattanooga Claims Office
Phone: 423-702-4685
Nashville Claims Office
Phone: 615-686-2858
Toll Free: 800-321-4488

Tell Us About Your Claim

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  • "Mike Stabile’s professionalism, integrity, technical expertise, customer service, and compassion are beyond reproach. Mike turned a travesty into a blessing that I will be eternally grateful for. At one point during my Hurricane Michael nightmare a friend referred me to an attorney specializing in battling insurance claims. When I told him that Mike Stabile from Tutwiler was handling my claim he assured me I was in good hands. He stated “if I’m ever a hurricane victim Mike Stabile is the first person I will call”. From that point on, I sat back and let Mike run the show. Using thermal imaging and moisture mapping Mike was able to prove beyond a shadow of a doubt that substantial hidden water damage existed behind the walls and into the subfloor. Mike was able to get over 6 times more than what the insurance company initially offered as “Final” payment. The result was a full policy payout and he even got the $5,000 deductible waived. The process took 6 months but only due to the Insurance company’s lack of cooperation and stall tactics but it was well worth it."

    Leonard C
  • I used Rick and his staff on our home in Mexico Beach. It was the best money I have spent in a long time. We received our check from the insurance company in just a few weeks after Hurricane Michael and for full policy value. I cannot speak highly enough for this firm. Outstanding customer service!

    Buddy B
  • Rick: Maryna and I both appreciate your successes pertaining to our claim for Hurricane Michael. We realize there’s still more to do before closing the claim, but the bulk of the work has been completed as reflected by your tenacity and sound strategy. Hoisting a few beers is till in the table. My treat.

    Pete R

Local Areas Served

  • Nashville
  • Davidson County
  • Putnam County
  • Donelson
  • Five Points
  • Germantown
  • Mount Juliet 
  • Murfreesboro
  • Hermitage
  • Cookeville
  • Lebanon
  • Chattanooga
  • East Brainerd
  • Hamilton County
  • Collegedale
  • McDonald
  • Cleveland
  • Marion County
  • Holly Hills
  • Ooltewah

Nashville Office

Tutwiler & Associates Public Adjusters
Property Damage Claim Adjusters, Appraisal & Umpire Services
414 Union Street, Suite 19
Nashville, TN 37219
Phone:  615-686-2858
Toll Free: 800-321-4488

Richard P Tutwiler
License #P006003