Client Testimonials

Over the years Tutwiler & Associates has been honored to receive many letters from satisfied clients which we are happy to share below. We believe our clients are the best testimony to the type of professionalism and results we try to achieve for each client.

If you are a client or referral source of Tutwiler & Associates we invite you to submit a testimonial about our public adjusting services

Without your professional expertise we, we would not have known how to assemble our claim or properly document it, nor would we have known what to ask for. Your efforts resulted in an outcome that not only justified your fee, but more importantly helped us to recover and keep positive momentum. Read Letter

Hurricane Damage - Bahamas Hotel Resort

I especially want to thank you for all the diligent time you spent on our case over these last 3 years. It was a long hard time of stress for me. But at last, with your fine expertise it has come to an end with a finalizing settlement. We will indeed be recommending your wonderful committment, perserverance, patience and integrity as we encounter others in need of your services. Your sense of ethics and professionalism is without question. Read Letter

Perseverance Prevails in Windstorm Insurance Claim

Dick, thank you for shepherding us through another episode of negotiating with the insurance company.  You are the best... Pinellas County Client  Read Testimonial

Water Damage Claim - Town of Belleair, FL

After contacting my home insurance company for wind damage to our roof I contacted Tutwiler & Associates and was in contact with Scott Luginski. Scott promptly came out to the home and climbed up on the roof to evaluate the damages. He spent more time than the insurance adjuster did to adequately review and document the entire roof and damages from the claim. Scott explained to us the entire process without any pressure to sign if we weren’t ready to move forward. Once we decided to move forward with Tutwiler as our public adjuster, Scott handled everything without much activity on our part. The claim was settled and we received sufficient funds for our home repair. Thank you Scott for your persistence! Wind damage Jeremy D. Read Testimonial

Roof Insurance Claim in Orlando

This is a long overdue thanks to Scott Luginski and Tutwiler & Associates Public Adjusters. Months after we bought our home, we suffer severe water damage to our master bathroom and living room due to old cast iron pipes. Thanks to your help we were able to get the insurance money to fix our home back to the way we bought it and much more. I would recommend anyone that suffers and type of damage to their home to get a Public Adjuster especially this firm (Tutwiler & Associates Public Adjusters) to deal with the insurance company. Thanks again Scott Lunginski Read Testimonial

Apollo Beach - Cast Iron Pipe Water Damage

"Mike Stabile’s professionalism, integrity, technical expertise, customer service, and compassion are beyond reproach. Mike turned a travesty into a blessing that I will be eternally grateful for. At one point during my Hurricane Michael nightmare a friend referred me to an attorney specializing in battling insurance claims. When I told him that Mike Stabile from Tutwiler was handling my claim he assured me I was in good hands. He stated “if I’m ever a hurricane victim Mike Stabile is the first person I will call”. From that point on, I sat back and let Mike run the show. Using thermal imaging and moisture mapping Mike was able to prove beyond a shadow of a doubt that substantial hidden water damage existed behind the walls and into the subfloor. Mike was able to get over 6 times more than what the insurance company initially offered as “Final” payment. The result was a full policy payout and he even got the $5,000 deductible waived. The process took 6 months but only due to the Insurance company’s lack of cooperation and stall tactics but it was well worth it." Read Testimonial

Hurricane Michael Residential Claim

I used Rick and his staff on our home in Mexico Beach. It was the best money I have spent in a long time. We received our check from the insurance company in just a few weeks after Hurricane Michael and for full policy value. I cannot speak highly enough for this firm. Outstanding customer service! Read Letter

Hurricane Michael Residential Claim

Rick: Maryna and I both appreciate your successes pertaining to our claim for Hurricane Michael. We realize there’s still more to do before closing the claim, but the bulk of the work has been completed as reflected by your tenacity and sound strategy. Hoisting a few beers is till in the table. My treat. Read Letter

Hurricane Michael Residential Claim

We strongly recommend that you retain the services of Tutwiler and Associates as your public adjuster. The sooner you do so the more time you will have to concentrate on restoring the damage to your property instead of arguing with your insurance company. With regard to our commercial fire loss, the initial settlement offer from our insurer was not made in good faith considering that we had already spent almost that amount securing the building and extracting water and smoke from a fire. After Tutwiler assumed negotiations with the insurer, our final settlement represented a whopping 650% increase. Read Letter

Commercial Fire Naples, FL

Rick: We appreciate your prompt and diligent service. Your support throughout the hurricane damage and assessment process has been exceptional. It has been been a pleasure getting to know you and we wish you and your family well. Read Letter

Hurricane Michael Claim

I am writing to let you know I appreciate the hard work that has gone into my case. It's been a long journey. Rick and Kevin have been compassionate and understanding during this emotional and stressful time. I thank you for that. Read Testimonial

Residential Claim

You are a terrific man, and I appreciate you very much.
I spoke to the appraiser, and asked all of your questions in the way that he would have no idea I expected certain answers. He passed with flying colors. 😊 Thank you for arming me with that information, and for making me feel comfortable in that choice.
The fact that you took the time to come back yesterday, and to write the below, tells me everything I need to know about you.
God forbid I ever find myself in need of your services (again) I won’t hesitate to reach out – next time sooner! I will also share my feelings publicly to anyone else who might be in the market for a Public Adjuster!!!
Thank you, from the bottom of my heart!!!
Read Testimonial

Homeowner with Impending Appraisal

In Oct. 2017 at 4am I heard a noise outside my BR window, when I got up to investigate, there were a series of 4 electrical explosions, my backyard and deck area was engulfed in flames. Fortunately, I was able to escape. The house was totally consumed within 3hrs as I watched 4 fire companies try to put it out. I ended up in the hospital that night, but soon received a text from a friend who had seen it on the news. Hire a PUBLIC ADJUSTER ASAP, was the msg. I had never heard of one, but then became acquainted with Mr. Zachary Flora from Tutwiler & Assoc. He had left an informational package with my neighbor which I read and then met with him. I was very impressed with his knowledge of the insurance business, how claims work, the difference between insurance adjusters and a public adjuster (one who advocates primarily in the clients best interest). He was friendly, forthright, and most knowledgeable. There was no "hard sell," I felt comfortable speaking with him. He presented cases which he had settled and the noticeable differences in claim amounts offered by the ins. co. I hired him on the spot and am so glad that I did. Read Testimonial

Pittsburgh House Fire Explosion

Great work by Keith Grams. Glad I called you again. Read Letter

Key West, Fl Hurricane Irma Settlement

Good morning-Yesterday, when I deposited my insurance check at my bank, I was having a discussion with the bank manager. He referenced that on a personal note he was contemplating hiring a public adjuster due to Hurricane Irma issues and his homeowner's. I took the liberty of sharing your business card with him, and praised the quality of work your Firm delivers.
Thank you both for everything Read Testimonial

Lisa J. Ackerman - Orlando Property Owner
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Local Office

Charles R. Tutwiler & Associates Inc.
Licensed Public Insurance Adjusters & Loss Consultants
Offices: Tampa, Orlando, Hollywood, Palm City, Florida; Dallas, TX; Pittsburgh, PA

Executive Office
4300 W. Cypress St.
Suite 780
Tampa, FL 33607
Phone: 813.287.8090
Toll Free: 800.321.4488

Licensed in Florida # W840088 &
Texas #1399706 plus 16 other states
and the Virgin Islands