Over the years Tutwiler & Associates has been honored to receive many letters from satisfied clients which we are happy to share below. We believe our clients are the best testimony to the type of professionalism and results we try to achieve for each client.

If you are a client or referral source of Tutwiler & Associates we invite you to submit a testimonial about our public adjusting services

In Oct. 2017 at 4am I heard a noise outside my BR window, when I got up to investigate, there were a series of 4 electrical explosions, my backyard and deck area was engulfed in flames. Fortunately, I was able to escape. The house was totally consumed within 3hrs as I watched 4 fire companies try to put it out. I ended up in the hospital that night, but soon received a text from a friend who had seen it on the news. Hire a PUBLIC ADJUSTER ASAP, was the msg. I had never heard of one, but then became acquainted with Mr. Zachary Flora from Tutwiler & Assoc. He had left an informational package with my neighbor which I read and then met with him. I was very impressed with his knowledge of the insurance business, how claims work, the difference between insurance adjusters and a public adjuster (one who advocates primarily in the clients best interest). He was friendly, forthright, and most knowledgeable. There was no "hard sell," I felt comfortable speaking with him. He presented cases which he had settled and the noticeable differences in claim amounts offered by the ins. co. I hired him on the spot and am so glad that I did. Read Testimonial

Pittsburgh House Fire Explosion

Great work by Keith Grams. Glad I called you again. Read Letter

Key West, Fl Hurricane Irma Settlement

Good morning-Yesterday, when I deposited my insurance check at my bank, I was having a discussion with the bank manager. He referenced that on a personal note he was contemplating hiring a public adjuster due to Hurricane Irma issues and his homeowner's. I took the liberty of sharing your business card with him, and praised the quality of work your Firm delivers.
Thank you both for everything Read Testimonial

Lisa J. Ackerman - Orlando Property Owner

I'm impressed. For the first time, in about two decades of working with public adjusters, I’m impressed. God bless you sir, all of you at Tutwiler & Associates. - Doug Spurling, Claims Adjuster Read Testimonial

Doug Spurling, Insurer Claims Adjuster

My initial claim settlement from my insurance company was $3k which I knew was woefully inadequate and did not address the root cause of the problem. Someone suggested I hire a private adjuster so I did my research and engaged with Scott Luginski at Tutwiler and Associates. My adjuster came to my house, surveyed the damage and told me that he could get more money but the process could take up to six months. True to his word, I signed settlement papers with my insurance company six months to the day I received my first settlement check for a total of $35k. Excellent work by Tutwiler, I would highly recommend Scott at Tutwiler and Associates!! Read Testimonial

Pipe Leak Water Damage Insurance Claim - Lithia, FL

Kevin & Rick: I am writing to let you know I appreciate the hard work that has gone into my case.  It's been a long journey for me and I know I've been impatient at times.  I will wait to hear for settlement updates.  Read Testimonial

Condominium Water Damage Claim - St. Pete

Zach was referred to me from a mutual friend. We have a property that endured some damage in multiple places throughout the home. He walked us through the process and helped every step of the way! He met us at the property several times. He absolutely went above and beyond for us. He even followed up several times after the repairs were done. I truly can't say enough about amazing service that was provided to us. - Rebecca Leff-Johnston Read Testimonial

Pittsburgh Insurance Claim

We felt very confident with Ray assisting us with our claim. We are thankful we had them advocating for us. Read Testimonial

Orlando Water Damage Insurance Claim

I am an insurance defense attorney who was retained by an insured living in Miami. He had sustained significant water intrusion as well as a septic tank blockage which caused substantial property damage. I retained Tutwiler and Associates to prepare an estimate of loss as the insurer had totally neglected to investigate the losses thoroughly and properly. Tutwiler and Associates completely took over the loss presentation, retained the necessary experts, prepared detailed estimates of loss etc which were then filed with the insurer. As a consequence of Tutwiler's efforts, I was able to negotiate an extraordinary resolution of these claims with underwriters' counsel. Tutwiler and Associates conducted themselves with the utmost professionalism and objectivity, recognizing that certain aspects of the claims may be excluded under the policy but prepared the claims in a manner that was both proper and fully substantiated. It was a pleasure to work with Dick Tutwiler and Frank Fortson who conducted themselves with honor and dignity even when confronted with a recalcitrant and otherwise difficult independent adjuster retained by the insurer. I recommend any insured living in Florida to retain Tutwiler and Associates when suffering a property insurance loss. The insured will be very well served and feel confident that the loss ultimately will be adjusted and resolved in a manner most advantageous to the insured. Frank Tell - Attorney Read Testimonial

Miami Water Loss

We had a long and complicated claim process with a few bumps in the road, but in the end, Keith and Rick got the job done. Thank you! Read Testimonial

Residential Water Loss

I want to thank you for your efforts in helping to amicably conclude this project. Our intentions were always to help Mrs. Harper Levine and not to inconvenience her in any way. I truly believe that do to the size of the project your intervention and coordination of the project was extremely helpful to Mrs. Levine and perhaps a more detailed and coordinated effort from the service side would have been beneficial to all parties. Read Testimonial

Milro Services

This company is the best. Our insurance company was giving us the run around on a water damage claim and did not want to pay for things that we needed to repair. We hired Tutwiler and they negotiated a great settlement on our behalf. We were happy they dealt with our insurance company directly and was a huge relief for us. - Dana Kratsa Read Testimonial

Pittsburgh Insurance Claim

Tutwiler & Associates was one of the best contacts my family has made in a while! They were very professional and detailed in their work, while keeping us updated every step of the way. I strongly suggest calling if you have any insurance related issues. Read Testimonial

Pittsburgh Property Claim

Superb service and attention to detail, follow through and support made our experience with our claim positive and satisfying. Read Testimonial

Orlando Property Claim

As an insurance agent in Florida for over 15 years, I always need a trustworthy public adjuster to help when the insurance companies don't want to pay. The Tutwiler team is always there to answer my calls and help my clients. Read Testimonial

Orlando Insurance Claim