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Zach is professional, knowledgeable, honest, and committed to his customers. He takes the time to make sure you understand the process and are comfortable with it. He provides excellent customer service and respects his customers. Pittsburgh Homeowner

No Recovery — No Fee

Pittsburgh Public Adjuster

We Know Fire, Smoke and Water Damage Claims

Fire, smoke and water damage claims can get complicated. To avoid mistakes, the best time to get a Pittsburgh public adjuster involved in your claim is at the very beginning. How you report and document your claim can have a significant impact on how quickly you get paid and your final settlement. Call or contact us to get your claim started.

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How a Public Adjuster Can Get Your Pittsburgh Insurance Claim Settled

We will review your policy to make sure all coverages are claimed, estimate the fair repair cost of all your damages, meet with the insurance company adjuster to advocate on your behalf, submit a well-documented claim to your insurer, negotiate and settle your claim so you are treated fairly. Talk to us first before you go it alone with the insurance company

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Learn About Frozen Pipe Leak and Ice Dam Claims

Most water damage from frozen pipes or ice dams are covered by your policy. A Pittsburgh public adjuster will help you properly document and file your water damage claim, so you get a fair settlement. Your adjuster will also make sure the restoration and dry-out is done properly to avoid settlement money being eaten up by unnecessary charges

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Commercial Claims

Business claims can quickly become complicated matters with layers of insurance coverage, inventory and property valuation, coordination of experts and communication with various levels of the insurance carrier. Let us handle the claim while you get yourself back in business. Our record speaks for itself. Review our commercial claim success stories to understand the range of businesses we’ve assisted.

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Residential Claims

If you've sustained property damage and plan to file an insurance claim, do you know what your claim is really worth? Will your insurer offer you a fair claim settlement? If being treated fairly and getting paid quickly are important to you, consider hiring a public insurance adjuster to represent you and manage your claim. Read our residential claim success stories to understand how we’ve helped with claims just like yours.

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Why Call Tutwiler?

Since 1984 we’ve been helping commercial and residential clients settle their property insurance claims. Our adjuster’s level of experience is unmatched and unlike solo public adjusting firms we utilize claims management software and the latest technology to manage, track and build a case that gets you a fair settlement. That’s why we’re known as The Policyholders Champion™ . Call or contact us to learn more.

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Pittsburgh Public Adjusters for Insurance Claims

If you are a Pittsburgh policyholder who has experienced property damage, a public adjuster can help you navigate the insurance claim process. Our Pittsburgh claim adjusting office is available to help valure, file and negotiate your residential or commercial insurance claim and make sure you get a fair insurance claim settlement. Pittsburgh claim adjuster Mr. Zach Flora a native of the Pittsburgh area heads up our local office. He is an expert at handling commercial and residential fire, smoke, water, roof, wind and winter storm related property damage claims including frozen pipe burst and roof collapse insurance claims. 

Regardless of whether your loss is large or small we perform these insurance adjusting services for you:

  • Analyze your policy to get the maximum insurance claim coverage.
  • Inspect the property damage and estimate all losses with our computerized system.
  • Notify the insurance company of your loss and ensure they have proper documentation.
  • Set all appointments with insurance company staff and provide them with preliminary estimates for building and contents damage and loss of business accounting figures.
  • Negotiate with insurance company for a fair and equitable settlement.
  • Prepare all documents in order to obtain payment.
  • Provide a list of trusted professionals for reconstruction if required.


Policyholders can become easily confused about how to properly navigate the insurance claims process and often encounter difficulty determining if they are being properly compensated for their insurance loss. Unlike, insurance company adjusters, we exclusively serve you the policyholder. If your claim been denied or you have received a low ball offer on your claim we are here to help. Relying on insurance company adjusters to keep your best interest in mind may not always be the best option. Our claim adjusters can help even if you've already filed your claim. We are in business to obtain a fair claim settlement for the damages you have received. Call our Pittsburgh claim adjuster, Zach Flora 412-547-8052 for immediate insurance claims assistance and a FREE Claim Analysis. If you don’t recover your claim, we don’t get paid.


Click to learn more about Pittsburgh property claims and the mistakes some property owners make

Pittsburgh Public Adjusters

Zach Flora

License #797562

Rick Tutwiler

License #634241

Pittsburgh Claims Office
1001 Liberty Ave, Suite 500
Pittsburgh, PA 15222
Phone: 412-337-2504
Toll Free: 800-321-4488
Pittsburgh Office Location

Tell Us About Your Claim

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  • In Oct. 2017 at 4am I heard a noise outside my BR window, when I got up to investigate, there were a series of 4 electrical explosions, my backyard and deck area was engulfed in flames. Fortunately, I was able to escape. The house was totally consumed within 3hrs as I watched 4 fire companies try to put it out. I ended up in the hospital that night, but soon received a text from a friend who had seen it on the news. Hire a PUBLIC ADJUSTER ASAP, was the msg. I had never heard of one, but then became acquainted with Mr. Zachary Flora from Tutwiler & Assoc. He had left an informational package with my neighbor which I read and then met with him. I was very impressed with his knowledge of the insurance business, how claims work, the difference between insurance adjusters and a public adjuster (one who advocates primarily in the clients best interest). He was friendly, forthright, and most knowledgeable. There was no "hard sell," I felt comfortable speaking with him. He presented cases which he had settled and the noticeable differences in claim amounts offered by the ins. co. I hired him on the spot and am so glad that I did.

    Jean Myers
  • Zach was referred to me from a mutual friend. We have a property that endured some damage in multiple places throughout the home. He walked us through the process and helped every step of the way! He met us at the property several times. He absolutely went above and beyond for us. He even followed up several times after the repairs were done. I truly can't say enough about amazing service that was provided to us. - Rebecca Leff-Johnston

    Rebecca Leff-Johnston
  • This company is the best. Our insurance company was giving us the run around on a water damage claim and did not want to pay for things that we needed to repair. We hired Tutwiler and they negotiated a great settlement on our behalf. We were happy they dealt with our insurance company directly and was a huge relief for us. - Dana Kratsa

    Dana Kratsa
  • Tutwiler & Associates was one of the best contacts my family has made in a while! They were very professional and detailed in their work, while keeping us updated every step of the way. I strongly suggest calling if you have any insurance related issues.

    Melissa Granatire

Local Areas Served

  • Pittsburgh
  • Wexford
  • Sewickley
  • Fox Chapel
  • Monroeville
  • Greensburgh
  • Latrobe
  • Mckeesport
  • McMurray
  • Burgettstown
  • Robinson
  • Moon
  • Aliquippa

Local Office

Tutwiler & Associates Public Adjusters
Public Insurance Claim Adjusters, Property Loss Advisers, Appraisal & Umpire Services
Pittsburgh, PA Office
1001 Liberty Ave., Suite 500
Pittsburgh, PA 15222
Phone: 412-337-2504
Toll Free: 800-321-4488

Pittsburgh Public Adjuster License #PA-517965 & PA-797562