Over the years the insurance industry has steadily tightened its grip on policyholders. What started with exclusions for issues like mold after Hurricane Andrew has now expanded into broad and restrictive measures. Insurers impose stringent limits on claims related to roof age, windows, and doors and employ scientific experts to date water damage. These tactics, combined with anti-concurrent causation clauses, high deductibles, and wind-driven rain endorsements, have made filing claims more complex and often lead to denied coverage. This is also compounded by increasingly complex pre-existing damage exclusions.
Follow Link