Michael M. Stabile

stabile@publicadjuster.com (813) 287 -8090
(813) 435-3684 (direct)
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FL License: W294111

Also licensed in: Georgia #3449423, Kentucky #1177499, Mississippi #10715632, North Carolina #17123193, Texas #2643633, Pennsylvania #812159, South Carolina #17123193

Testimonials about Michael M. Stabile

Hurricane Irma Claim Settlement

Mike Stabile worked relentlessly to achieve a terrific outcome on our claim with the insurance company. Without Mike we would never have gotten a positive outcome. The insurance company tried to wear us down and Mike persevered. I would use Mike again and recommend him to everyone…..Dr. Tom Schugel

Hurricane Irma Claim

Our home was damaged by a tree during Hurricane Irma. Mike Stabile was recommended to us by a friend and I'm glad they did. From the get go Mike informed us of what to do in the initial few days as well as what to expect in the coming weeks and months. He was a constant professional and did exactly what he said he was going to do. If I ever find myself in the same situation again, Mike will be my first phone call. Thank you to Mike for helping make us whole again...Conor Cregan

Hurricane Michael Residential Claim Settlement

"Mike Stabile’s professionalism, integrity, technical expertise, customer service, and compassion are beyond reproach. Mike turned a travesty into a blessing that I will be eternally grateful for. At one point during my Hurricane Michael nightmare a friend referred me to an attorney specializing in battling insurance claims. When I told him that Mike Stabile from Tutwiler was handling my claim he assured me I was in good hands. He stated “if I’m ever a hurricane victim Mike Stabile is the first person I will call”. From that point on, I sat back and let Mike run the show. Using thermal imaging and moisture mapping Mike was able to prove beyond a shadow of a doubt that substantial hidden water damage existed behind the walls and into the subfloor. Mike was able to get over 6 times more than what the insurance company initially offered as “Final” payment. The result was a full policy payout and he even got the $5,000 deductible waived. The process took 6 months but only due to the Insurance company’s lack of cooperation and stall tactics but it was well worth it."...Leonard Cesna

Noteworthy Claims Handled by Michael M. Stabile

Public Adjuster Negotiates a $3 Million+ Settlement for Country Club Resort Insurance Claim After Insurer Offers $0.00

Mike immediately went to work reviewing the policy and assessing the damage. Through his comprehensive policy review, knowledge of large loss adjusting, thorough documentation, detailed and concise claim presentation, and several rounds of tough negotiations, Mike was able to change the insurer’s position. Mike ultimately took a claim that was initially set to pay no money at all to a claim that settled for a gross amount of over $3 million. Resort management was pleased that they had received value for the significant policy premiums paid and the protection promised from their insurance contract.

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Professional Persistence Yields 226% Increased Payout for Cape Coral Tornado Victim

We had a terrible time dealing with our insurance company when our home in Cape Coral Florida was hit by the January 9th, 2016 tornado. We received a lot of run-around and finally received $75k for the damage. Because the insurance company took so long and played a purposeful delay game with us, we hired Mike Stabile from Tutwiler & Associates. Mike was so helpful because he knows the insurance industry and how they tend to operate when it comes to delaying claim payouts. By mid July 2016 Mike had secured a 226% increase in the payout of the real damage that was done throughout our home in Florida. There's nothing like having a real expert fighting on your side against the stubborn and stingy insurance companies who tell you they're great until they actually have to pay a claim. I can't say enough about how helpful Mike was in his efforts to fight for what we rightly deserved for the significant damage done to our home. One additional thing, Mike recommended some law firms (we hired one of them) and they just notified us that we will receive an additional $18k for withheld depreciation, and we may even recover all of our fees including Tutwilers, the Umpire and the lawyer's fees. Wow!! That's what I call exceptional service.

Claims Adjuster Mike Stabile Negotiates 429% Insurance Claim Settlement Increase on Hurricane Matthew Claim

When Hurricane Matthew worked its way north in the Atlantic barely off of the east coast of Florida in September of 2016, many homes and businesses were damaged by wind, rain and flood waters. In a catastrophic event, many homeowners are not provided with an in-depth investigation by their insurance company claims adjuster. Instead, the insurance company adjusters jump from home to home missing many critical and costly damages. As such, the actual scope of loss and damages is not effectively addressed leaving homeowners with nowhere near the funds they will need to pay for the repairs necessary to restore their home to its former beauty. In fact, there are frequently times that major structural damages and costly items such as building code upgrades go unaddressed. Such is the case with this homeowner in the Daytona area. After realizing they would not have enough money to repair their home and more importantly that their home was unsafe to live in due to structural damages to the roof, the homeowner retained the services of public adjuster Mike Stabile. He quickly identified damages supposedly missed by the insurance company adjuster and resubmitted the claim. Through Mike’s diligence, attention to detail and negotiation skills, he was able to recover all the funds necessary for the homeowner to fully restore their home.

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Read all Noteworthy Claims handled by Michael M. Stabile

Michael M. Stabile

Licensed Public Adjuster

Mike is a Licensed Public Adjuster who has a strong desire to help policyholders navigate the complex insurance claim process.  Mike’s managerial and leadership experience, attention to detail, strong communication skills coupled with his financial background and negotiation experience enable Mike to be successful in negotiating and settling insurance claims for his clients. Mike has a very strong work ethic and is very passionate about his advocacy for policyholders.

Throughout Mike’s career as a Public Adjuster for Tutwiler & Associates he has excelled in complex commercial, condominium, golf course resort, and residential claims. Mike has also excelled in several successful negotiations acting as a Windstorm Insurance Network Certified Appraiser. There is nothing more important to Mike than to be a valuable resource and effective guide for policyholders following a devastating loss to their business or home so that he can ensure they fully recover and restore their future.  In addition to his home state of Florida, Mike also holds licenses and works in Pennsylvania, North Carolina, South Carolina, Georgia, Kentucky, Mississippi, and Texas.

Before embracing the public adjusting profession, Mike was a financial advisor for Northwestern Mutual, where he managed a team of three to assist his clients with their investment portfolios and insurance needs.  Mike was recognized nationally for being a top performer in new client acquisition and existing client service. Mike was also involved with the mentoring and training of both new and seasoned financial advisors.

Mike grew up in Pittsburgh, Pennsylvania.  He attended Fox Chapel High School and is an alumnus of California University of Pennsylvania.  In his personal life, Mike enjoys spending time with his wife, son, and 3 stepdaughters. Together Mike and his family enjoy traveling, camping, fishing, and attending ballet recitals, tennis matches, and hockey games that the children are involved in.