A category 5 hurricane is the highest category of hurricane with winds exceeding 157 miles per hour which could mean near total destruction to anything in its path. On September 6th, 2017, Hurricane Irma made landfall in the U.S. Virgin Islands as a category 5 hurricane. The Palm Gardens Condo Association located on the island of St. Thomas fell victim to the high winds and torrential rain brought on by Irma. Immediately following the hurricane, Palm Gardens retained Tutwiler and Associates Public Adjusters to assist with their insurance claim. After taking charge of the property damage claim and through detailed negotiations, the association was awarded $4.7 million dollars to restore their condominium complex to its former beauty.

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On September 6, 2017 Hurricane Irma hit St. Thomas, an island located in the U.S. Virgin Islands. As a category 5 hurricane, Irma left devastation in its aftermath. The Plantation Manor Condominium Association suffered major damage to its foundation, windows, roof, and business personal property.  Realizing the extent of the damage, Plantation Manor retained Tutwiler and Associates Public Adjusters to help manage and negotiate the property claim with the insurance company. The final claim settlement was finalized at over $2.7 million dollars awarded to the insured so they are able to begin their repairs to the property.

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Seashell Motel, a quaint lodging for adults and young adults in Downtown Key West is owned and operated by a professional hospitality group. The property consists of several buildings of differing construction and historic significance, was significantly damaged by Hurricane Irma. The property owners, having had prior experience with Tutwiler and Associates, immediately got in touch with us to handle their claim. Public Adjuster Michael Platts, with over thirty years of claims experience immediately set forth to establish the available coverages, damages, and costs to restore the landmark to its former glory.

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The Holiday Inn Express located on N. Atlantic Blvd. in Daytona Beach, FL was another hotel owned by our client that was damaged in the October 7^th hurricane. While each of the hotel losses we handled were damaged by the hurricane, depending on the wind and water impact, the damages were often different. Thus, it required a thorough inspection of the building including a room-by-room inspection and testing to determine the full scope of repairs required. After assessing the covered loss of the building, the contents, and the business interruption (loss of income), we submitted our claim package and this case was settled to our client’s complete satisfaction.

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The Days Inn in Daytona Beach located on the International Speedway Blvd. was damaged by a hurricane on October 7^th, 2016. We were referred to this owner by his attorney who had heard about our many successes in helping other property owners achieve a fair settlement in the hospitality industry.

After a considerable amount of work, including bringing in experts to help with the assessment of damages related to the hurricane, we were able to assemble a loss and damage package to support the demand for payment. The final payment to our client far exceeded the original offer made by the adjusters working for the insurance company. In the end, a fair settlement and satisfied client.

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Smith Buick GMC located in Melbourne, FL sustained numerous windstorm and water damage to all of the buildings located on site as a result of Hurricane Matthew.  The initial repair estimate provided by the insurance company was around $35,000.00, falling under the insured’s deductible meaning no payment would be made to help restore the dealership to its pre-loss condition.  Smith Buick GMC retained Tutwiler and Associates who helped settle the claim for $437,500.00.

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