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The Undeniable Value of Hiring a Licensed Professional Public Insurance Adjuster for Commercial Claims

The Undeniable Value of Hiring a Licensed Professional Public Insurance Adjuster for Commercial Claims

When disaster strikes, such as the devastating impact of Hurricane Irma, businesses are often left grappling with significant damage including property, inventory, and business interruption. For many, these damages can lead to crippling financial burdens, especially if they are not properly compensated by their insurance providers. In such situations, the role of a licensed professional public insurance adjuster can be pivotal.


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Public Adjuster Invokes Appraisal and Receives $80K for Rental Property Damage Claim

Public Adjuster Invokes Appraisal and Receives $80K for Rental Property Damage Claim

It's difficult to prepare for a fire loss. This Miami-based client had their Chiefland, Fl. rental property catch fire while the tenants were cooking. The insurance company adjuster wrote an estimate that fell well short of the cost to fix the property. A frustrated owner contacted Tutwiler & Associates Public Adjusters. Florida claim adjuster Nick Chase immediately scheduled inspections with a State Fire Investigator to determine causation and the insurance company field adjuster to reinspect the damages.


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From $8K to $96K for Hurricane Ian Policyholder

From $8K to $96K for Hurricane Ian Policyholder

A homeowner was offered $8K after deductible and depreciation by their insurance company for their Hurricane Ian claim. A neighbor, who was a prior client of Tutwiler & Associates Public Adjusters referred them to Venice, FL public adjuster Nick Chase. Nick immediately documented the loss and submitted the claim. After a few months of arguing damages and causation, Nick was able to recover an additional $96K to properly repair their home.


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Public Adjuster Nick Chase Uses Mediation to the Benefit of His Orlando Homeowner Client

Public Adjuster Nick Chase Uses Mediation to the Benefit of His Orlando Homeowner Client

What happens when your HVAC condensate line leaks and the insurance company refuses to compensate you properly? You call Orlando public adjuster Nick Chase. This Orlando client received a meager $32K offer for extensive second-floor water damage. After attempting to handle the claim themselves and not receiving any meaningful communication from the insurance company, Nick assisted in applying for the Florida State-run mediation program. Once he was in front of the mediation panel, he was able to recover an additional $30K for the client. 


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Business Owner in Ft. Myers Entrusts Multiple Properties to Insurance Adjuster Nick Chase

Business Owner in Ft. Myers Entrusts Multiple Properties to Insurance Adjuster Nick Chase

After Hurricane Ian made landfall in Ft Myers Beach, FL, Nick Chase received a call from a local business owner with six properties in the area that sustained various damages from flood and wind. Each property had to be thoroughly inspected with damages documented for the insurance claim submission. Coordinating all six claims while the owner focused on bringing the businesses back on-line, Nick ultimately settled with policy limits on one property and near policy limits on another. The remaining property damages were adjusted and settled to the very high satisfaction of the client.


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Public Adjuster Nick Chase Gets Restaurant German Deli Up and Running After Largo Fire Loss

Public Adjuster Nick Chase Gets Restaurant German Deli Up and Running After Largo Fire Loss

Kitchen fires are not uncommon in restaurants. However, things get a little more complicated when an electrical hazard from the local power company causes the fire. This was the case at a Largo FL based restaurant, German Deli.  Tutwiler & Associates Public Adjusters had previously assisted this client with a kitchen fire and they called on Tutwiler's team again. This time, Florida public adjuster Nick Chase spearheaded the fire claim investigation.


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Pensacola Apartment Owner Turns to Tutwiler Public Adjusters Resulting in a $500K Settlement

Pensacola Apartment Owner Turns to Tutwiler Public Adjusters Resulting in a $500K Settlement

When Hurricane Sally made landfall in Pensacola, FL, it delivered a devastating blow to the coastal community with high winds and storm surges. Park Place Apartments was directly in its path. Having previously used Tutwiler & Associates Public Adjusters to assist with a hurricane loss 15 years prior, they didn't hesitate to call on them again.


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Public Adjuster Familiarity with Tampa Apartment Complex and Policy Results in Multiple Claim Settlements

Public Adjuster Familiarity with Tampa Apartment Complex and Policy Results in Multiple Claim Settlements

After a tenant fell asleep while smoking a cigarette, the property manager called Tutwiler & Associates Public Adjusters for insurance claim help. Tampa public adjusters Nick Chase and Kevin Leisure rose to the occasion. After a complete review of the loss, they successfully negotiated a single-unit policy limit on the claim for $100K.


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Public Adjuster Tom Long Negotiates Double the Settlement Offer for Hurricane Ian Damaged Multi Family Rental Property

Public Adjuster Tom Long Negotiates Double the Settlement Offer for Hurricane Ian Damaged Multi Family Rental Property

The complexity of issues and decisions that policyholders face after experiencing property damage is a primary driver that motivates our clients to reach out to us as their first point of contact after a disaster impacts their property. Such was the case for a previous client who owns four rental properties on Sanibel Island that incurred damage from both wind and 8 ft. of flood caused by Hurricane Ian.


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Public Adjuster Nick Chase Negotiates Timely Claim Settlement for Hurricane Ian Commercial Business Owner

Public Adjuster Nick Chase Negotiates Timely Claim Settlement for Hurricane Ian Commercial Business Owner

Every day, our licensed public adjusters are contacted by businesses after they encounter damage to their property. Many commercial policyholders are surprised to learn that the insurance company simply doesn’t automatically just pay their insurance claim. 10 months after Hurricane Ian, business owners are still trying to put the pieces back together.


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Local Office

Tutwiler & Associates Public Adjusters, Inc.
Licensed Public Insurance Adjusters & Loss Consultants
Offices: Tampa, Orlando, Palm City, Florida; Dallas, TX; Pittsburgh, PA

Executive Office
4300 W. Cypress St.
Suite 780
Tampa, FL 33607
Phone: 813.287.8090
Toll Free: 800.321.4488

Licensed in Florida # W840088 &
Texas #1399706 plus 16 other states
and the Virgin Islands