After a tenant fell asleep while smoking a cigarette, the property manager called Tutwiler & Associates Public Adjusters for insurance claim help. Tampa public adjusters Nick Chase and Kevin Leisure rose to the occasion. After a complete review of the loss, they successfully negotiated a single-unit policy limit on the claim for $100K.
Then, a month later, the property manager called on the Tutwiler team for another fire—this time from a kitchen. Again, Nick and Kevin were able to secure a single-unit policy limit of $100K. A mere three weeks later, Nick and Kevin were called again for a Tampa fire claim. The fire and smoke damage were much more substantial, affecting eight units in a single building. After several inspections with fire marshals, insurance carrier adjusters, and engineers, they were able to secure a $1.5 million dollar settlement to the satisfaction of the property manager and owners.
Nick and Kevins knowledge of the property and insurance policy coverages greatly benefited the insured policyholder. Owners of commercial properties would be well served by engaging a public adjuster even before a loss as it would help get a professional familiar with the property and insurance policy and point out any potential weaknesses in the event of a claim.