On September 5, 2013 a water supply line burst in this upscale custom home in Windemere, FL causing significant damage to the master wing section.  During inspection, it was noted that the wood flooring was continual throughout the entire home. Replacing the floor would require extensive demolition as custom stonework, cabinetry, a fire place, and custom bar had all been built on top of the wood flooring. 

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On May 24, 2013 a large fire erupted at this multi-story commercial apartment building in Indian Rocks Beach, Florida resulting in significant damage from the fire, smoke, and water damage to their personal business property as well as loss of rental income.  Upon learning of the extensive damages incurred and the complexity of the claim, the owner realized he needed professional adjusting help and contacted Tutwiler & Associates to discuss their insurance claim.  Public adjuster Rick Tutwiler was hired soon after to manage the claim.  Following multiple inspections and documentation of all aspects of the loss, Mr. Tutwiler prepared the claim detail for the building, personal property, and loss of rents.  Getting a public adjuster involved early paid off and avoided many of the mistakes policyholders make when trying to handle the claim themselves. As a result of the claim preparation, the carrier made payments, which totaled $279,239.

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On November 29, 2013 a fire broke-out at this 2 story home located in Tampa, FL causing significant fire, water, and smoke damage to the structure and families personal belongings.  Immediately after the fire, many different types of vendors offering their services approached the property owner.  They included various Emergency Service Contractors and local Public Adjuster “chasers.”  At this most vulnerable time, the owners keenly recognized that it was in their best interest to stay away from the majority of these people simply because they did not know who they were and seemed like opportunists.  They knew not to sign contracts with any firm until they had a chance to think about it and check references. 

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This large church located in Hempstead, New York recently sustained severe loss and damages as a result of frozen pipe breaks and subsequent water damage.  Among the damage to the property was multiple pipe breaks in the plumbing and sprinkler system, water damage to the plaster ceilings and walls, wet insulation, ceiling grid system, water damaged electrical, carpet damage, damage to the upholstered pews, and severe damage to the churches digital music soundboard and orchestra system. 

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On June 24, 2012 Tropical Storm Debby came ashore from the Gulf of Mexico and stalled out over the central State of Florida for multiple days, subsequently inundating the State with heavy rain, wind, and tornadoes.  The damage was so severe and widespread that our Governor Rick Scott declared a State of Emergency.

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On June 24, 2012 Tropical Storm Debby passed over the central State of Florida causing significant flood damage to this commercial shopping center’s two buildings located in Port Richey, FL. 

Immediately following the loss, the insured immediately reported the claims to the insurance company covering the property and hired Public Adjuster, Rick Tutwiler to assist with the claims process.

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Old Dutch, Inc. owns and leases a number of properties in the Tampa Bay area. When the owners experienced a catastrophic failure of a 4” high pressure fire suppression pipe located in the slab in one of their properties, they knew from prior experience their insurance company would require proper documentation. 

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New Orleans Middle School Advocates, Inc. is a private charter school located in the City of New Orleans. The district has three (3) school buildings that serve 701 students in grades KG through 8.  As a result of Hurricane Katrina...

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As a result from Hurricane Jeanne, Royal Stewart Arms #3 Inc. incurred damages to their roof.  A disagreement between the Condominium Association and their insurance carrier resulted in Michael Platts of Tutwiler and Associates being retained.

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There is nothing worse than your insurance company or their adjuster informing you that the damage to your property Is Not Covered!  Such was the case when this flood insurance adjuster denied a major portion of this claim referring to his interpretation of the coverage on page 5 paragraph 3 sub paragraph f. of the Standard Flood Insurance Policy General Property Form.

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