Tutwiler Success Stories

Articles for 'rick tutwiler'

Public Adjuster Fixes Botched Commercial Nightclub Fire Insurance Claim in Ybor City, Tampa and Recovers $1.2 Million for Client

Public Adjuster Fixes Botched Commercial Nightclub Fire Insurance Claim in Ybor City, Tampa and Recovers $1.2 Million for Client

Following a major commercial fire at a Ybor City nightclub in Tampa, Fl. the property owners made a quick decision to hire what turned out to be an unqualified Public Adjuster.  That adjuster decided to bring in a restoration company that he was friends with and together they made many mistakes with the claim. The insurance company offered $85,000 on the claim that obviously required a greater sum to put the property back to pre-loss condition. Client frustration built up and subsequently both companies were fired. But the damage was done, and the claim was a mess. In fact, the damage became worse!


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Insurance Company Offers $0 for Hurricane Irma Damage to Luxury Palm Beach Property. Final Settlement: $2 Million +

Insurance Company Offers $0 for Hurricane Irma Damage to Luxury Palm Beach Property. Final Settlement: $2 Million +

Hurricane Irma made landfall over southern Florida on September 10th 2017 as a Category 3 storm packing winds of more than 110 miles per hour.  It overwhelmed the entire state for nearly two days with heavy rains greater than 2 inches and fierce winds causing extensive damage to a luxury home located on Highland Beach in Palm Beach County, Florida. 

The insurance company’s initial offer was well below the Hurricane Deductible of $90,000 resulting in no payment being made to the insured as they felt the damages did not warrant a settlement and further contended damages were pre-existing.  The insured’s hired Tutwiler and Associates public adjusters, Rick Tutwiler and Kevin Leisure, to represent them.


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Highland Beach Luxury Home - How to Get From No Offer to $1 Million After Hurricane Irma Loss

Highland Beach Luxury Home - How to Get From No Offer to $1 Million After Hurricane Irma Loss

Hurricane Irma made landfall over southern Florida on September 11, 2017 as a category 3 storm packing winds of more than 110 miles per hour. It overwhelmed the entire state with heavy rain and fierce winds causing extensive damage to a luxury home in Highland Beach, Florida.

The insurance company’s initial offer was below the deductible of $90,000.00 resulting in no payment being made to the insured as they felt the damages did not warrant a settlement. The insureds hired Tutwiler and Associates adjusters, Rick Tutwiler and Kevin Leisure, to represent them. Mr. Tutwiler and Mr. Leisure were able to negotiate a settlent of $1 million dollars.


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Hurricane Irma Orlando Home From No Offer to $750,000 Recovered

Hurricane Irma Orlando Home From No Offer to $750,000 Recovered

Hurricane Irma hit Florida as a Category 3 storm the morning of September 11, 2017. It was the most powerful Atlantic hurricane in recorded history. Unfortunately for our insured, their home located in Winter Park, Florida sustained significant damage due to the massive storm. The insured contacted their insurance company immediately following the storm. The insurance company assessed the damages as near to none and advised no offer to be made as the deductible was $60,520.00. The insured hired Tutwiler and Associates to represent him in the claim. Our public adjusters, Rick Tutwiler and Kevin Leisure, were able to negotiate a settlement of $750,000.00


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Insurance Settlement for Upscale Highland Beach Property $4.9 Million Recovered

Insurance Settlement for Upscale Highland Beach Property $4.9 Million Recovered

Hurricane Irma caused significant damage throughout Florida on September 11, 2017. Our client sustained water and wind damage to their property located in Highland Beach, Florida. The insurance carrier made a quick inspection and confirmed the damage, but their initial offer was below the deductible of $260,000.00 resulting in no payment being made to the client. Tutwiler and Associates public adjusters, Rick Tutwiler and Kevin Leisure, were hired to represent the insured. Negotiations resulted in a settlement of $4.9 million dollars, assuring this beautiful property was properly restored.


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Palm Gardens Condo Association turns to Public Adjuster and achieves a $4.7 million award

Palm Gardens Condo Association turns to Public Adjuster and achieves a $4.7 million award

A category 5 hurricane is the highest category of hurricane with winds exceeding 157 miles per hour which could mean near total destruction to anything in its path. On September 6th, 2017, Hurricane Irma made landfall in the U.S. Virgin Islands as a category 5 hurricane. The Palm Gardens Condo Association located on the island of St. Thomas fell victim to the high winds and torrential rain brought on by Irma. Immediately following the hurricane, Palm Gardens retained Tutwiler and Associates Public Adjusters to assist with their insurance claim. After taking charge of the property damage claim and through detailed negotiations, the association was awarded $4.7 million dollars to restore their condominium complex to its former beauty.


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Public Adjuster negotiates multi-million dollar settlement for St. Thomas Condo Association

Public Adjuster negotiates multi-million dollar settlement for St. Thomas Condo Association

On September 6, 2017 Hurricane Irma hit St. Thomas, an island located in the U.S. Virgin Islands. As a category 5 hurricane, Irma left devastation in its aftermath. The Plantation Manor Condominium Association suffered major damage to its foundation, windows, roof, and business personal property.  Realizing the extent of the damage, Plantation Manor retained Tutwiler and Associates Public Adjusters to help manage and negotiate the property claim with the insurance company. The final claim settlement was finalized at over $2.7 million dollars awarded to the insured so they are able to begin their repairs to the property.


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Public Adjuster’s Coordinated Efforts Increase Commercial Fire Insurance Claim Settlement by 650%

Public Adjuster’s Coordinated Efforts Increase Commercial Fire Insurance Claim Settlement by 650%

Periodically, we like to highlight a property claim we’ve handled based on something new we’ve learned, alert readers of important insurance claim issues or just to show the value public adjusters can bring to the claims process. This was a particularly satisfying claim. Not only for the settlement amount we were able to achieve but because it helped improve the client’s perception of the value of public adjusters as you will see by the note at the end of this article.


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Sarasota Condo Board of Directors Receive  Runaround Before Public Adjuster Helps Facilitate a Substantial Settlement

Sarasota Condo Board of Directors Receive Runaround Before Public Adjuster Helps Facilitate a Substantial Settlement

The public insurance adjusters at Tutwiler & Associates work extremely hard everyday to prove why our industry profession is so valuable to policyholders throughout the United States. We work with potential clients to guide them in their decision making and impress them with our knowledge while they take time to decide their best course of action. We strive to educate policyholders after a serious loss when they are the most vulnerable.  Case in point involves a massive electrical fire that occurred at a condominium on August, 2015 in Sarasota, FL. 


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Public Adjuster Restores Order after Tierra Verde House Fire Turns into a Property Claim Nightmare

Public Adjuster Restores Order after Tierra Verde House Fire Turns into a Property Claim Nightmare

On February 28, 2013 a massive fire broke-out in this upscale waterfront home located in Tierra Verde, Florida burning off the roof and causing significant fire, water, and smoke damage to the rest of the building structure, custom furniture, and personal belongings.  As is typical with all fires, which become public record when the fire department gets called, the homeowner was “assaulted” (his words) by emergency service restoration contractors and public adjuster chasers who came from all over the State of Florida to give their sales pitch.  Unfortunately, this property owner fell victim and signed with a restoration company who provided an estimate with a “not to exceed” agreement. But when the contractor sent the invoice for services performed, it was triple the amount!  The insurance company was just as surprised and refused to pay an obviously exorbitant amount. The contractor’s response was to place a lien on the property until the situation could be resolved.


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