Insurance company adds insult to injury before expert public adjusting firm demands justice for policyholder and more than triples their client's money…

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Recovered the full policy limits, as well as the maximum limits on loss of rents…

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A comprehensive settlement of $655,000 was reached only months after the loss...

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Hurricane Gustav made landfall near Cocodrie, LA on September 1, 2008 as a Category 2 hurricane. In her path was a community of apartment buildings located in Baton Rouge, Louisiana. Most of the buildings’ roofs were damaged allowing water inside the interiors causing major damage to interior finishing as well as tenants personal property. The property owner, the CEO of an international corporation headquartered in Owensboro, Kentucky initially attempted to settle the loss in-house. This entailed coordinating multiple inspections to the inside and exterior of each unit to calculate the damages in terms of scope and price as well as responding to the numerous requests from the insurance carrier. Complicating the loss adjustment was the fact each building was underwritten with its own property policy...

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Thousands of Texas businesses were adversely affected by the devastation left behind by Hurricane Ike, which reached Galveston and Houston, Texas on September 13, 2008 and is known as the most costly weather catastrophe in State history, accounting for more than $12 billion in insurance claims.  During the storm, a tornado spun-off and ripped off a large portion of the roof on this Class A office building that also housed a busy inpatient surgery center.  In addition to the roof damage, rain water poured into every single office throughout the entire building, displacing all the tenants for many months.  Some never returned.   

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While undergoing routine repair the staff found decay in exterior wall studs.  The Board of Directors upon recommendation of their legal counsel retained Tutwiler and Associates to advise and assist them with their insurance claim for collapse coverage.

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A member of the congregation at the Church of God Washington Park who had previously used the professional services of Tutwiler & Associates Public Adjusters in Orlando to successfully negotiate an insurance claim on his house, recommended their services to the Church when it discovered that the main building had suffered severe damage due to a high winds in June of 2010. 

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While the insured’s builders risk policy was in full force and effect, a covered loss was sustained when a fire occurred on the 39th floor of the 51 story insured property, causing severe water and smoke damage. As a result of the fire damage, repair and restoration costs were incurred and delays occurred in the completion of construction to the insured property...

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On May 10th, 2010 Mr. McIntosh noticed standing water in his kitchen pantry and called his insurance company. Upon arrival, the insurance company’s adjuster began to talk as if no coverage would be provided due to the assumed length of time the leak had existed. At this point Mr. McIntosh realized he needed the help of an insurance claim expert and was referred to Orlando public adjuster Ryan Kinney.

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In April, 2010, The Drano Family suffered numerous pipe breaks in their home which resulted in severe water damages not only to the home but to their contents on the first floor. After viewing the claim, the insurance company refused to pay much of the claim.

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