Tampa, FL., April 2012 - Being chosen to host the 2012 Republican National Convention is a major coup for the entire Tampa Bay area. Having a global spotlight on our beautiful city and the surrounding Tampa Bay communities is sure to create a long-term positive economic shot-in-the-arm for the area business community. Having thousands of convention visitors in our community and press officials sending media reports all across the globe is clearly a chamber of commerce official’s dream come true.
So what dark storm clouds does this insurance loss adjuster with 39 years of experience see as a threat to this otherwise rosy picture of democracy at work in one of our nation’s finest cities?
Law and Ordinance coverage (sometime referred to as building code coverage) allows a policyholder to pay for increased repair costs when building codes require the repair or replacement of an undamaged part of a building in order to bring it up to current code requirements. Public adjuster Dick Tutwiler explores the intricacies of Law and Ordinance, an area of insurance coverage that many do not know or understand.
Rick Tutwiler was a panel member for “Knowing Coverage and Policy Language,” presented at the 2012 Windstorm Conference. Along with Rick three other experts, an attorney representing insurance companies, an attorney representing policyholders, and an independent insurance claims adjuster who represents insurance companies reviewed important coverage issues that can have a significant impact on insurance settlements or dispute resolutions.
Rick highlighted topics that included the steps adjusters should take early in the claim process to protect and document the policyholders claim should any dispute arise. He also touched on a few new Florida rules for adjusters, specifically as it relates to contractor involvement, as well as loss mitigation issues that often create claim disputes during the adjustment process. Rick also took note of a trending issue regarding many admitted carriers taking the appraisal provision out of their insurance policies, which is much to the detriment of the insured policyholder.
Michael K. McCracken, CPCU provides an excellent discussion to help the reader understand the complexities of Actual Cash Value.
One of the biggest problems in property loss adjusting is setting a loss on an "actual cash value" (ACV) basis. To most in the insurance industry, ACV is a 'term de arte.’ That may be well and good for those who know how to read and understand insurance policies, but it sure doesn't do any good for the members of the general public out there who buy property insurance policies. In fact, ACV often causes problems for claims professionals evaluating a loss....
Dear Governor Crist: I respectfully request that you veto the insurance legislation recently passed in SB 2044. While there are many good provisions in this bill...
BY AMERICAN ASSOCIATION OF PUBLIC INSURANCE ADJUSTERS
WASHINGTON, April 14 -- /PRNewswire/ -- AAPIA, a nationally known association serving public insurance adjusters, is aggressively on record opposing HB 1181 and Senate Bill 2264, two Florida legislative bills that would significantly dilute consumer protections and defy commonsense if they were passed; AAPIA has faith that once Florida legislators understand the ramifications of each, the bills will be swiftly relegated to the dustbin of Tallahassee.
OPPAGA Report Finds that Insureds Received Larger Settlements when a Public Adjuster is Involved in a Claim...
Here's why working with a public adjuster can be good for an independent insurance agency and for its customers:
1. After a disaster, insureds have hundreds or even thousands of questions and worries. In a largescale disaster, many of your local customers will be coming to you for answers.
Good morning-Yesterday, when I deposited my insurance check at my bank, I was having a discussion with the bank manager. He referenced that on a personal note he was contemplating hiring a public adjuster due to Hurricane Irma issues and his homeowner's. I took the liberty of sharing your business card with him, and praised the quality of work your Firm delivers.Thank you both for everything
I'm impressed. For the first time, in about two decades of working with public adjusters, I’m impressed. God bless you sir, all of you at Tutwiler & Associates. - Doug Spurling, Claims Adjuster
We felt very confident with Ray assisting us with our claim. We are thankful we had them advocating for us.
Superb service and attention to detail, follow through and support made our experience with our claim positive and satisfying.
As an insurance agent in Florida for over 15 years, I always need a trustworthy public adjuster to help when the insurance companies don't want to pay. The Tutwiler team is always there to answer my calls and help my clients.
Tutwiler & Associates Public Adjusters, Inc.
Licensed Public Insurance Adjusters & Loss Consultants
Offices: Tampa, Orlando, Palm City, Ft. Myers, Florida; Dallas, TX; Pittsburgh, PA
4300 W. Cypress St.
Tampa, FL 33607
Toll Free: 800.321.4488
Licensed in Florida # W840088 &
Texas #1399706 plus 16 other states
and the Virgin Islands
TAMPA | ORLANDO | PALM CITY | DALLAS | NASHVILLE | PITTSBURGH
Tutwiler & Associates Public Adjusters, Inc. strives to provide an accessible experience for users of all abilities. If you encounter any inaccessible features or difficulties using this website, please contact us via email or call us toll free at 800-321-4488 to notify us or request the information in an alternative means. Our goal is to increase the accessibility and usability of our website to everyone.
Charles R. Tutwiler & Associates Inc. is licensed in the states of Florida, Georgia, Kentucky, Louisiana, Minnesota, Mississippi, North Carolina, New Jersey, New York, Pennsylvania, Pittsburgh, Rhode Island, South Carolina, Tennessee, Texas, Virginia, West Virginia, and the U.S. Virgin Islands, with primary offices in Tampa, Orlando, Hollywood, Palm City, Florida; Dallas, Texas and Pittsburgh, Pennsylvania. Tutwiler handles both commercial and residential property insurance damage claims. Our primary clients include: homeowners, condominium & homeowner associations, apartment complexes, business & industrial concerns of all sizes, hotel, resort, hospital, municipal government, college and university disaster claims. Call Tutwiler for a free claims review at 800-321-4488, or simply request a quote using our quick claim quote form.