The K-Mart - Key Plaza Shopping Center located in Key West, Florida, comprised of seven separate retail buildings, sustained damage from Hurricane Georges on September 25, 1998. The adjuster and experts retained by the windstorm insurer's estimate of damage was $250,000.00. The owner, one of American's largest retail shopping center firms, retained Tutwiler and Associates, Inc. who ultimately reached an amicable settlement for total wind damage of $3,718,223.00... $3,468,223 more than the initial insurer's estimate!